Dear All,
This is with reference to the Home Loan taken from Axis Bank in 2010.
I had taken home Loan with two years fixed 8.25% first year and 9% second year.
Bank had defaulted the promise in completion of first years itself. They had change my rate of interest from 8.25 5 to 11.75% without any written concern to me.
As per bank hey don’t have any communication of fixed rate of interest and asking me to provide the proof of all that. I had submitted the sanction letter then they reverse the rate of interest but not ready to reverse the excess amount taken from me and bounce charges with their bank and my bank. I had taken lots of truable to get the all reversal done. I had complain to RBI and there CMD to get the thing done.
Finally I had taken decision to transfer the loan to other bank.
I had taken the sanction letter and disbursal from ICICI Bank. I had submitted the cheque on 11th of June and they had closed the loan on 16th of June but the Original property documents are not retuned as per there commitment of 15 days. I had taken lots of pain to follow-up the documents. Finally there return the documents after 50 days.
But they had mis place the original registration receipt of agreement.
Now my top up amount is stucked and they are not replying on legal procedure for lost of original document.
Please help....................