I have taken a Family Floater policy (Policy # 4063/FHR/03624377/00/000) 2 years back .The policy has to be renewed this month.I did not get any reminder for premium payment which is also acceptable.I enquired the branch and after frequent follow ups I have received demand notice only on 11-June-2009.
My policy is due on 14-June-2009.After receipt of demand note I was very much shocked that they have changed the complete nature of policy by dividing the policy in two groups and also increasing the premium to a very large extent.
Can the existing policy be modified ?
Please help me what should i do in this circumstances.


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