This is a discussion on Cholamandalam MS Mediclaim - irregularity in settling the claim within the Medical Insurance forums, part of the Insurance category; Dear policy holders, This is to warn that before taking up medical policy, the executives make tall promises. But, the ...
Dear policy holders,
This is to warn that before taking up medical policy, the executives make tall promises. But, the fact is otherwise. I had a bitter recent experience. In the month of September'2010, my son got admitted for treatment in a hospital for one day under the advice of a qualified surgeon. When I submitted the claim vide policy No.A333803C, the claim was promptly rejected statint that the patient could have been treated as out patient case and hence, the claim could not be settled. Now, I fail to understand, how an insurance company can overrule the advice of a qualified doctor? Many such cases have been reported daily against reputed companies. It is rather irony that the Government should interfere and cancel the license of such companies. The Government should come up with its own proposal.