172500/- is the correct limit.Please elaborate on your commencement
year of mediclaim policy and no.of claims made till 2003.

was there any communication IN WRITING between you(Insured) and
insurance co for last FIVE years ???

Which is the Insurance co.?-Is it a PVT.gen.insurance co OR a PSU ??

This case should have been cleared by Insurance Ombudsman nearest to
your city.

I am very much thankful for your response. My concern here has been awareness
to the people and accordingly justice. It is very normal that Insurance
companies have nagging attitude when it comes to the payment.

Anyway my insurance company is " Oriental Insurance Company" and having this
mediclaim policy from their Gorgon Branch as I am resident of Gurgaon.

I attach consumer court judgement issued on 9Th March 08 which is self
explanatory for subject matter. They have not paid until now even based on
1,50,000.

Further I want to understand and pursue for the difference as covered in
subject matter.

There is clear cut narration in judgement that how the payment dropped down to
1,50,000.00 from 1,72,500.00.

I am in abroad at the moment otherwise I could have attached copy payment to
of instalment in 2003 where it states clearly for accumulated to 15%(22,500,00)
@ 5% per Annam.

I thank you once again and look forward for assistance if possible from you
side.

Best regards