Name: BHAGWAT PRASAD GARG Age: 56 years
Email ID : bpgarg@groupmkm.in

I was covered Mediguard Insurance policy along with my family members from last ten years continuous without any lapse of the policy to cover our hospitalization medical expenses. During the month of September 2007 I was admitted at Apollo Hospital - Delhi for Heart treatment and CAG & STUNT procedure was done and spent approx Rs 3.00 lacs on this unforeseen hospitalization for which mediclaim was lodged to the Insurer company, M/S UNITED INDIA INSURANCE COMPANY LTD to reimburse the claim as per sum insured amount for the period 2007-08 and premium accepted by the insurer at the time of renewal of the policy. But after vigorous follow up with the insurer company, a payment was sent by insurer under sum insured amount as full & final payment which was not accepted to me and original payment instruments was returned to the insurer company. Now the case has been filed at Hon’ able district consumer forum at Ghazi bad – UP in November 2008.

I have very bad experience & feels mental agony given by the insurer company “M/S UNITED INDIA INSURANCE COMPANY LTD” and seeks for legal assistance.