Hi

I had bought the mediclaim policy for my father in the month of March'08 for two years for which i paid monthly instalments through my credit cards without any delay.

Unfotunately my father got heart attack in the month of August'09 and with very difficulties we got the claim from ICICI Lombard. Now, i am following them to renew the policy as it is going to expired in March'10 but they have denied by saying that we claimed last year.

I just dont understand that is it meant for one time usage only. If nothing would have happened to my father in past two years then these people would have after my life to renew it.

I have not bought it just for tax exemption. A person may fell with other diseases than heart attack as well. How can they deny this???

I request the authorities to look into this matter and help me.

Thanks & regards
Divya Aghi
Policy number: 4034/fpp/3356878/00/000
ICICI Lombard