Complain to IRDA and if no response, approach a consumer court lawyer. Give a legal notice and follow it up properly. Justice will be done

This company deserves the Top Award for selling the Insurance Policies by Fraudlant means

Hello Saagar,

Sales executive always tell you those things which you want to listen, many of them sell their product by making false promise and by giving you some false information, but we are the educated people we must read all the terms and condition before buying such product.

Originally Posted by Advocate.sonia

Hello Saagar,

Sales executive always tell you those things which you want to listen, many of them sell their product by making false promise and by giving you some false information, but we are the educated people we must read all the terms and condition before buying such product.

I did not give the details about my experience with the company as I am under process of getting refund of amount debited to my card. However I will share the details for the binifit of all

Dear policy holders,

This is to warn that before taking up medical policy, the executives make tall promises. But, the fact is otherwise. I had a bitter recent experience. In the month of September'2010, my son got admitted for treatment in a hospital for one day under the advice of a qualified surgeon. When I submitted the claim vide policy No.A333803C, the claim was promptly rejected statint that the patient could have been treated as out patient case and hence, the claim could not be settled. Now, I fail to understand, how an insurance company can overrule the advice of a qualified doctor? Many such cases have been reported daily against reputed companies. It is rather irony that the Government should interfere and cancel the license of such companies. The Government should come up with its own proposal.

Hi Sonia Ji,

If We are captured the representative promices with ID card provided by the company in a video tape. So it is Possible to do Cases against that companies Because We are haven that Much cases with videos.

I think so the terms & Condition should want to deside by government medical ministry & its flat to all companies.

Thanks.
Pravin More.
9833203055

shahiskant,
I would suggest you look into policy paper and then check what r the exclusions.. every insurance company will have exclusions , not only tata, the best we can do is read the pol documents. also you have free look cancellation period after policy has been issued.. tht means, within 15 days u can cancel and get full refund if u think executive has cheated u, or not revealed everythng... honestly..thr will be executive who wuld look only for sale but its our duty to look into details... before buying go to the website..and check for fine print...
sometimes onus is on us becuase its our money...not theirs...

Originally Posted by shashikant

Dear All,

I am running a TATA AIG medical insurance policy from two years. At the time of insurance giving me TATA AIG executive told me if got admitted in hospital you are applicable to claim, I asked any kind of problem take care by this policy that time executive told me YES.
My wife was got admitted in hospital on 03/02/2009, I am trying to register a claim the executive told me this is not possible because your policy have diffrent kind of rules. So i want to know why they are told me you can claim anything at time of policy given to me or anybody.

Please help me.

If I know this thing, then why continue with this kind of policy.

This is totly fraudlant done with me by TATA AIG.

Please do the needful.

My Policy no. is MRP11000002572.

Thanks & Regards
Shashikant Sharma
9891948822