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complaint against cibil

This is a discussion on complaint against cibil within the Loan forums, part of the Financial Services category; What ever is mentioned in these forums is correct. CIBIL as such is an un organised, un structured organisation with ...

  1. #31
    alexjose is offline Junior Member
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    Jan 2012
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    Default

    What ever is mentioned in these forums is correct. CIBIL as such is an un organised, un structured organisation with no proper ethics. It has been high time that RBI should interfere and regulate the situation.

  2. #32
    PK3083 is offline Junior Member
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    Default complaint against cibil report

    Dear Sir,

    I am Pravin Mahadev Karkikar with PAN card no AOVPK5608P was having some due on my HDFC bank credit card 4346781007647456

    Once I came to know about same dues while applied for some loan, then I immediately made payment of all dues in the month of Nov I.e. 2nd Nov 2011.

    Bank has also advised me that my name will be removed from cibil list and they provided me no due certificate letter.

    But still after almost 2 and half months later, I am still facing issue as my name is still appearing on cibil report.

    I don't understand after paying all dues and despite of No Due outstanding letter still why my name has not been removed from cibil status.

    Due to this, I am facing lot many issues while applying anywhere for any kind of loan.

    I appreciate if you can remove my name from cibil defaulter list at the earliest which will favor me lot to apply for any loans.

    please do the needful asap.




    Thanks and regards,
    Pravin Karkikar

  3. #33
    PravinR is offline Junior Member
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    Pravin P Rane DOB 13 Feb., 1971 Pan No ABTPR9700J.

    I have taken housing of Rs 900000/- from IDBI bank Thane .But in CIBIL it shows two loans

    1.Type:Other, Ownership:Individual, Amount:Rs 900000/-.
    2.Type:Housing Loan, Ownership:Joint, Amount:Rs 900000/- for the same date as 30-8-2008.

    Now I want to transfer my balance loan to other bank but the bank declined my loan application because of the aforesaid issue.

    Apart from aforesaid issues there is one more overdue shown on account of credit card which was settled in 2006.

    Kindly do the needful as early as possible to clear aforesaid issues from my CIBIL so as to make me possible to get my loan sanctioned.

  4. #34
    ramkapoor is offline Junior Member
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    Oct 2011
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    Hi Pravin,

    Why don’t you try writing to their customer care team at icare@idbi.co.in ? I’ve had a good experience with them in the past.
    They are usually very prompt at replying to complaints received on that id.

  5. #35
    i_bharat2000 is offline Junior Member
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    Dear Sir/Madam,
    Please be informed that you can file case against bank for the damages caused by them.
    Please contact 91.9835716845 for more information.
    We provide consultation/legal services in banking related matters.
    Thanks,
    B. Kumar,
    91.9835716845

  6. #36
    amarchand7002 is offline Junior Member
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    Feb 2012
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    Default cibil report holds up loan

    I Amar Chand Bural, living in Kolkata, held credit card of ICICI, City Bank and HSBC. Although I had some dues, I cleared and made settlement with the bank and closed all the accounts. Still my name is being reflected in the cibil report and my credibility is being harmed. Is there any way in removing my name from the said CIBIL report? Please mail me at amarchand7002@gmail.com

  7. #37
    pareshpatel is offline Junior Member
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    after paid all the dues with late fee cibil shows WO (Written Off) in the reports so the banks are not give me the loan for vehicle and there is some agent which are take 3 % of loan ammount and approve the loan in the banks.i know from internet that more 3 companies is applied for the Credit berou because all are knows that there is only butter in this business.
    i called CIBIL after receiving my CIBIL report from bank but they tell me that first you buy CIBIL report from us then only we can help you.and the charges of the report is 450/- Rupees.just you think that from 130 crore indians only 10 % are facing this bluddy CIBIL problem then how much rupees they are earnings.
    the same is not applied for the big businessmen and politician.
    allways low became for aam admi.
    please suggest us that what i can do for remove the written off from CIBIL report so i can take the loan fro bank.

  8. #38
    Unregistered Guest

    Default Non receipt of cibil statement even after payememt

    DEAR SIR,
    I HAVE MADE THE PAYMENT FOR CIBIL STATEMENT AND RECEIVED A MAIL THAT I WILL RECEIVE THE STATEMENT IN 10 WORKING DAYS,BUT TILL DATE I HAVE NOT RECEIVED THE SAME EVEN AFTER CONTINUOUS REMINDERS.

    Thanks & Regards,

    Satyendra Jha
    9923509839

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