Dear Sir,

I am Pravin Mahadev Karkikar with PAN card no AOVPK5608P was having some due on my HDFC bank credit card 4346781007647456

Once I came to know about same dues while applied for some loan, then I immediately made payment of all dues in the month of Nov I.e. 2nd Nov 2011.

Bank has also advised me that my name will be removed from cibil list and they provided me no due certificate letter.

But still after almost 2 and half months later, I am still facing issue as my name is still appearing on cibil report.

I don't understand after paying all dues and despite of No Due outstanding letter still why my name has not been removed from cibil status.

Due to this, I am facing lot many issues while applying anywhere for any kind of loan.

I appreciate if you can remove my name from cibil defaulter list at the earliest which will favor me lot to apply for any loans.

please do the needful asap.




Thanks and regards,
Pravin Karkikar

Pravin P Rane DOB 13 Feb., 1971 Pan No ABTPR9700J.

I have taken housing of Rs 900000/- from IDBI bank Thane .But in CIBIL it shows two loans

1.Type:Other, Ownership:Individual, Amount:Rs 900000/-.
2.Type:Housing Loan, Ownership:Joint, Amount:Rs 900000/- for the same date as 30-8-2008.

Now I want to transfer my balance loan to other bank but the bank declined my loan application because of the aforesaid issue.

Apart from aforesaid issues there is one more overdue shown on account of credit card which was settled in 2006.

Kindly do the needful as early as possible to clear aforesaid issues from my CIBIL so as to make me possible to get my loan sanctioned.

Hi Pravin,

Why don’t you try writing to their customer care team at icare@idbi.co.in ? I’ve had a good experience with them in the past.
They are usually very prompt at replying to complaints received on that id.

Dear Sir/Madam,
Please be informed that you can file case against bank for the damages caused by them.
Please contact 91.9835716845 for more information.
We provide consultation/legal services in banking related matters.
Thanks,
B. Kumar,
91.9835716845

I Amar Chand Bural, living in Kolkata, held credit card of ICICI, City Bank and HSBC. Although I had some dues, I cleared and made settlement with the bank and closed all the accounts. Still my name is being reflected in the cibil report and my credibility is being harmed. Is there any way in removing my name from the said CIBIL report? Please mail me at amarchand7002@gmail.com

after paid all the dues with late fee cibil shows WO (Written Off) in the reports so the banks are not give me the loan for vehicle and there is some agent which are take 3 % of loan ammount and approve the loan in the banks.i know from internet that more 3 companies is applied for the Credit berou because all are knows that there is only butter in this business.
i called CIBIL after receiving my CIBIL report from bank but they tell me that first you buy CIBIL report from us then only we can help you.and the charges of the report is 450/- Rupees.just you think that from 130 crore indians only 10 % are facing this bluddy CIBIL problem then how much rupees they are earnings.
the same is not applied for the big businessmen and politician.
allways low became for aam admi.
please suggest us that what i can do for remove the written off from CIBIL report so i can take the loan fro bank.

DEAR SIR,
I HAVE MADE THE PAYMENT FOR CIBIL STATEMENT AND RECEIVED A MAIL THAT I WILL RECEIVE THE STATEMENT IN 10 WORKING DAYS,BUT TILL DATE I HAVE NOT RECEIVED THE SAME EVEN AFTER CONTINUOUS REMINDERS.

Thanks & Regards,

Satyendra Jha
9923509839

Dear Sir/Madam,

As i have got my cibil report and to my surprise to see some wrong loan and credit card records are exit in my cibil report.
My address and phone no mapped with my pan no is totally wrong and i have two loans in Bank of Baroda,cuttack,orissa but some other loan records from ICICI,SBI and AXIS Bank are present in my CIBIL report.
i would like to know hoe to remove the wrong info from the CIBIL report.I have already sent a written complaint to CIBIL office 3 months back but till now no action taken by CIBIL.

Please help me to sort out this things or give some solution to come out from this.

Regards,
Suresh Chandra Sahoo
Ph No:08308811245
Email:send2sunilsahoo@gmail.com

There are charge in my a/c without any infomation for non operating a/c
please credit those charge

WRONG REPORTING BY CIBIL


The report had following errors which CIBIL likes to call disputes:


Telephone numbers : None of the numbers mentioned are mine.


E-mail contact: Nothing in their records

Addresses: I have never lived in Ghaziabad. There are two addresses mentioning that i lived in Ghaziabad, Uttarpradesh.

Accounts:
The credit cards mentioned in the report are not mine. I am not their user. Report shows that a bank has written-off credit card charges! This is all wrong report.

Auto loan: Report says, I am currently paying a auto loan! and have taken a two wheeler loan (which is closed now). It also shows another auto loan in past which not shown as closed.
I took loan from ICICI bank in September 2004. This was closed in Jul 2009. I have not taken any other bank loan in my life.


I worked very hard in searching for a house in my budget and now because of this wrong CBIL report, bank is not giving me loan. The houses i zeroed on are being bought by others and prices are moving up.


Who will pay the damages! it should be CBIL.

The worst thing was, my landlord gave me time till 10th of June to vacate the house. Rents are going up in the area and she wants to rent it to better paying party! I agreed to her time limit (and on return of my security money, so, terms were not good with her).


Now, with this CIBIL report turning everything around, made me undertone myself with landlord and excuse myself for some more time.


I called their Bombay office to protest and wrote them mail as well. It was Bharat Bandh so, they seemed closed. No one picked the phone.


Next day, I again made STD calls from Delhi to their office and explained my siutation to customer care executives... they just had one answer -we have received your mail and will respond. It may take max 30days to resolve it.


It was like a anonymous identity coming my way for the sake of it's business! I had no alarms from any of the previous banks about CIBIL and i say & ask them openly here :


CIBIL does understand implications of their report on Indian citizens, it is a deciding factor for banks/credit institutions to extend credit to that individual. AND as i understand, their business model is to collate this data and share with their members (banks/NBFC etc). They sell their reports to individual and would have some monetary understnading with members. SO, they make money with this. HOWEVER, they DO NOT TAKE RESPONSIBILITY OF ITS WRONG REPORTING. DO NOT VERIFY IT WITH individual. They say, it is impossible.


WHY is it impossible to verify the data with individuals? They clientele are the ones who have taken credit cards/loans. This population would always be a sub-set of larger population who have opended accounts with the banks. Banks take the KYC from all their customers, verify their data so, why can't CIBIL or Banks do this.


The report is majorly for the banks convenience.


I cherished a dream to buy my house in Delhi. This went for few years, i searched for right house, in my budget and dropped the idea a few times... always due to budget constraints (black & white). Now it was looking like possible but, someone called CIBIL had to be there! right in time to derail my plans!

I am patient of Chron's disease and who know this disease can imagine my efforts when i drove my scooter on week-ends and after the office to visit and explore various options.


Thanks,
Ankur Gupta
T: 8860577192

Dear Sir I am Prof. Laxminarayan Jainarayan Rathi have taken two wheeler loan from State Bank of India & paid all the dues on 4th Dec 2010 and the bank has provided me No Due Certificate letter & was assured that my name will be removed from the CIBIL list but in the CIBIL report dated 23 Dec 2010 shows that dues outstanding in my account. & still my name name is appearing on CIBIL report.
I don't understand after paying all dues and obtaining No Dues Certificate from the Bank ,still why my name has not been removed from the CIBIL status? Due to this, I am facing lot of issues while applying anywhere for anykind of loan.and my credibility is being harmed.
I appreciate if you can remove my name from CIBIL defaulter list at the earliest, which will favor me lot to apply for any loan.
Please do the needful.
Thanks and regards.
Prof. L J Rathi.

My nameis C. karpagam I am working for t.n.e.b as juniour assistant Office of the south excutive engineer tneb ka nchipuram . KEDC

NOW. My name is in cbil I taken a loan from SBI credit card now the loan was finished and a second loan citifinance that loan finished now please help me to omit my name from cbil for that any formalities I will complete please two loan N.O.C please immendly
Thanking You

( C.KARPAGAM )

SIR,
with due respect,i recently received a cibil consumer credit report.in that report there is a loan of rs 1,25,000,in which the person who taken that loan on my name written off rs 44,406 from total amount.and the left amount is paid back.
now i want to know that from which bank this loan is taken and on what behalf this will be guraanted.and on which date this loan is passed.
please give your valuable feedback to me as soon as possible.
my member id is- BS00061888.
phn. no. - 09355526344

SIR,
with due respect,i recently received a cibil consumer credit report.in that report there is a loan of rs 1,25,000,in which the person who taken that loan on my name written off rs 44,406 from total amount.and the left amount is paid back.
now i want to know that from which bank this loan is taken and on what behalf this will be guraanted.and on which date this loan is passed.
please give your valuable feedback to me as soon as possible.
my member id is- BS00061888.
phn. no. - 09355526344
e-mail id.- mayank.garg444@gmail.com