Hi

My name is Ajay Kumar P .
[COLOR=#009900 !important]I have a credit card 5177194340685004 some 5 years ago [/COLOR]
the credit limit was 10,000.i used it and have been paying the interest,but i failed to settle the full amount due to several reasons
i lost my job and was not contacted by the bank authorities.
From past 2 days i am getting a call from a lawyer from bangalore threatening to pay 39000 in full
upon request he asked me to pay around 22000.
but i am nt in a position to pay such huge amount
and i requested for 10,000.he is threatening me , that police will come and pick me up from my place which is very embarrassing.
please help me
i can pay/settle for 10,000.
Now shld i go to localpolicestaion ... can anything be done guys?????????

Ajay