Dear sir !
In 2008 and 2007 i have availed a ( preapproved personal loan ) for seven lakhs.
I have paid 2.50 lakh for a loan 5 lakh ,upto last july 2008
finaly they offered a loan of 2.40 lakh and i paid 40.000 upto july
2008.
0n 2008 july i had my first heart attack ( i have hospital records to prove)
subseuently i had a stroke and was admitteed to manipal hospital (have records to
proove )

in month augest 2007, i got another heart attack,was admited in
st johns hospital- i was subsquently discharged from the hospital and they advised
me take six months rest. And be ready for a bypass -- and mean time i was asked to
remain in bed and not to strain myself
..
Realising my responsibility i asked my friend a lawer to intimate the bank through a
notice that i require six months to continue theloan repayment ( attaching all
hospital records )

my nightmare started, when bank upon recving my notice presented
one blank cheques knowing that my account
had no money( monies were spent for hospitalisation )

even after reciving the notice from the bank lawyers ( at that time i was bed
ridden as per the doctors advice ) i could not do anything.

Now i noted- that the bank has 18 blank cheques and they can do anything to me.

Luckly i have all zerox copies of the blank cheques and that time the cheques for
foceibly taken from me .
I some how managed to take zerox of the blank cheques.

Even though, i itimated in advance to bank they bounced one cheque.
I am now out on bail,

please, i worring about the blank cheques - i want file case in consumer court to
claim damages for harressing me.from time to time.

Please advice me what action i can take ?

Awaiting your reply at the earliest.
Raj