Dear Mr. Jude,

May I suggest a different approach.

As a customer of any Bank , one is entitled for a professional service. If
there is deficiency in service , then we should escalate to issue to higher
level. Even if they do not respond we should complaint it to the Bank Ombudsman.

For example , recently I deposited a cheque of Rs 4,000/- in a ICICI bank
A/C, But instead of 4,000/- , there was withdrawal of Rs 40,000/-. When I went
to the bank Manager at ICICI Bank , he was initially not even accepting my
applications for this wrong transaction. So I am planning to lodged the complain
with the Bank Ombudsman. Of course that will take some effort from my side , but
that will teach CICI Executives to behave like a professional way.

Regards,

Hi, Do U think the OMBUDSMAN will help you? They dont even go thru"the
complaint.Why unnecessary burden. Though a legal sanctity is projected to this
chair, many of the ombudsman are not having any legal background or
knowledge.They are the hand picks of the RBI. I had a bitter experience with the
OMBUDSMAN Trivandrum where i I filed a cpmplaint against the INDIAN OVERSEAS
BANK for charging higher int rate for Agricultural advance upto 3lakhs. The
current in t rate is 7% but they charge 11% that too COMPOUND INTEREST. Its of
no use. Even without giving me a chance to explain, they disposed off, in favour
of the BANK. Appeal to the Dy.Governor, RBI also did not fetch any water.They
suggested me to approach some other legal fora. This is the fate of an ordinary
indian praja..........try your luck.

That why I left it just passing the message to many as possible. India laws are
good to hear but not in action.
Jude