BARCLAYS FINANCE - Personal Loan
This is a discussion on BARCLAYS FINANCE - Personal Loan within the Loan forums, part of the Financial Services category; I am Ashok Kumar. this branch cheated me with wrong commitments on rate of interest and no of days in ...
- 04-23-2011, 09:18 AM #16Unregistered Guest
cheating done by Barclays Finance, Rajouri Garden Branch
I am Ashok Kumar. this branch cheated me with wrong commitments on rate of interest and no of days in processing time
I already had approved loan from Fullerton and got cheque; i got call from barclays rajori garden branch to offer PL. i refused to attent but representative Nisha told me that we will give you best offer if you cancel your fullerton top-up Personal Loan
she comminted me 17% reducing interest rate and 1% processing charges and no extra charges. when i cancelled my fullerton cheque, they asked me to come to branch and told me that sign the papers thsoe were not filled-up. when i asked they tome me that there might be some editing so we will fill it later
But two days later i got call that you can only 2,75,000 for the month of 60 at 18% Rate of interest
though before cancelling my fullerton cheque Nisha (Barclays) confirmed me for 3,50,000 for 48 months at 17% rate of interest
after knowing this i refused to take loan but they did all proccssing by their own and after refusing so many times, they transfer loan amount into my account
- 05-17-2011, 11:26 AM #17Unregistered Guest
- 06-07-2011, 12:00 PM #18Unregistered Guest
I have taken a personal loan from Barclays Finance of Amount 2,87,420/- and my loan account number is LC016011001764020 ON 02/08/2008 i have paid regularly the payments , but i have not yet received the statement till yet , about how much i have payed to the bank and what is the balance left for me to pay . its almost 3 years there is no response from barclays finance. i am fed up of the bank they dont have proper people to reply our queires .
- 07-08-2011, 12:48 AM #19Junior Member
- Join Date
- Jul 2011
BARCLAYS FINANCE - Personal Loan Problems!! Help Needed!!
Hello, I had taken a Personal Loan (Loan Account #LC013111870530) from Barclays Finance (Bangalore) in June'2008. The loan amount taken was Rs. 1,50,000/- .Though I admit (my fault) that I had defaulted on my payments but I've paid Rs. 74,928 till March'10 (since after coming to Delhi). Then I lost my phone & alongwith it, lost my job & the contact numbers of the Collection Agency, Plutus Associates, 55/2 1st & 2nd Floor, 13th, "H' Main, Vasanthappa Garden, Doopanahalli, Hal 2nd Stage, Bangalore - 560008. So after many months, I get a call from this collection agent Manu (Phone# 9663328369) who told me that I've an O/S amount of Rs.1,94,592/- (including the interest) & that the loan is in OD of 655 days. I did not have a job so I asked them if it is possible to settle the amount, in instalments. He asked his Supervisor, Mr. Vijayshankar (Phone# 9980055770) who informed me that I can settle it for Rs.80,000/-. in 3 months time. I agreed & asked them to email the Settlement letter to me so I could read & sign it. The Manager, Mr. Vijayshankar informed me that the first instalment has to be via cash of Rs. 30,000/- & for the other two instalments, he needs post dated cheques.
I agreed to it but told him that I will give him the numbers on the cheque only after he send me the scanned copy of the receipt for the cash payment (online transfer) that I made on 30/06/11 to an Icici Bank account. Till not even after repeated messages & calls, they still haven't emailed the scanned copy of the receipt & still insist on getting the cheque numbers. I also got a call from some lady who refused to give me her employee id, saying that she is calling from Barclays Finance Legal Board based out of Hyderabad. (Phone# 040 44545465). I just have a question, If the loan amount is Rs. 1,50,000/- & if I've paid till Rs. 74,928 till March'10, then why is the O/S amount Rs.1,94,592/? Don't I have to pay only Rs. 59,928/-? So is the interest amount Rs. 1,19,664? Calls to Barclays finance Customer service is also useless since they told me that they cannot access my loan information as its been called for a settlement.
Am I being taken for a ride here? Could someone help me how to go about it cause I don't want to be cheated anymore. Please help me!!!
- 11-30-2011, 09:09 PM #20Unregistered Guest
Myself Shyam, from Belapur Navi Mumbai avail Pl of Rs. 409000/- in month of november 2011.
At the time of agrrement signing Mr. Sriram, Barclays bank, Mulund Branch describe me all the details verbally.
As per his commitment rate of intrest will be 12% reducing, for 5 years and EMI= 8900/-
I got amount disbursment after 10 days by taking regular follow ups but not the relevent documents.
Now at the time of ESC to be strike customer care executive was telling me that ESC of amount Rs. 9891/- is going to debit on 3rd of every month.
and tenure for 72 months at 20% rate of intrest.
It was very strange and shocking after hearing this information.
Even I paid cash of Rs. 3000/- to Mr Sriram (mobile No. 09833777934), Barclays bank, Mulund branch for the sanctioning of loan in presence
of Mr. Sachin Pari (mobile no. 08286011160)
He cheated a lot in this matter, I request you to please take up this matter very seriously and resolve my problem at earliest.
- 04-30-2012, 11:48 AM #21Unregistered Guest
settelment of loan
My self DEVAL BHATT res. VADODARA dont remember my loan a/c no. had taken personal loan in 2007, of Rs. 1,50,000=oo, after compliting 6 inst. regularly ,due to recession inthe market unable to get salary regularly. Although as per the discussion
with AMITABH (BARCLAY VADODARA BR.) I settle the loan amount as per the concern
fellow ( MR. AMITHABH ) told me and i had given him six chqs. which are cleared.
But still my name in the CIBIL .I request you to make it clear
- 10-23-2012, 10:54 PM #22sanjyoti p lolam Guest
sanjyoti p lolam
I am Sanjyoti P lolam my loan no 000002936090 my loan is closed but i want repayment schedule letter
i am complaint last week but no response please send urgently
sanjyoti p lolam
- 03-31-2013, 02:16 PM #23a chandranarayana Guest
closing of personel loan no lco021011001325422
my mail id ( email@example.com)kindly send me guiedlines how to close the loan
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