This is a discussion on difference in my amount due on credit card payment and CIBIL default amount report ! within the Loan forums, part of the Financial Services category; HI All, backstory: I was trapped with a insurance policy given on credit card,when i found it was very huge ...
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difference in my amount due on credit card payment and CIBIL default amount report ! HI All,
backstory:
I was trapped with a insurance policy given on credit card,when i found
it was very huge amount than market price i asked them to dis-continue
my policy and suprisingly they have asked me to pay 70% of insurance amount i.e. 18000 to cancel.
And they debited that amount on my creditcard
i thought to not pay the creditcard bill until issues ends.
with late fees,intrest etc for 1+ year total bill went to 46000
current issue:
recently i applyiel for a personal loan they rejected because CIBIL report says
i have due os RS.14170 on my credit card and i need to clear them to get loan.
why there is a difference in amount (banks statement - RS.46000 & CIBIL's report - RS.14170) i think there is no transperancy between me,bank & CIBIL !
can any one please help me ? which amount should i clear ?
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