Dear Sir/Madam,

Sub: sbi rate of interest

Please find my attached application as I got frustrated now & suggest me to take
necessray action on this. I have already sent this earlier but no response on my
complain. Please refer the complain no (CC-

1247415543218) for reference, the same letter has also een submitted to Chief
Manager RACPC, but no response in last 5 months.

We (Raushan Kumar & Ajay Alex) had applied the Home Loan, which was Sanction &
Disbursed at the same time for the same value of property with same amount limit;
only difference was that I got the lesser ROI @10.50% in my sanction letter as
compare to Ajay’s sanction letter @ 10.65%, then why I am being charged @ 9.25% as
Ajay’s ROI is 8.5% as of now.

As per my ROI in sanction letter I should be getting the ROI of 8.35% after
reduction of your rate.
In spite of my letter & continuous follow up with SBI RACPC Bangalore, I couldn’t
get any positive response on the same except it is correct without any
clarification. Hence I am forced to contact you & would go to consumer court as well
if required as I am feeling cheated by SBI bankers.

I would request you to look in this matter & do the needful for necessary correction
& adjustment for already charged interest in my Home Loan account & confirm the same
at earliest.

Raushan Kumar Ajay John Alex

HL A/C No.
30548585551
HL A/C No.
30531270877
Sanctioned Date
22 Sept 2008
Sanctioned Date
16 Oct 2008
Sanction Amount
Rs.27,50,000/-
Sanction Amount
Rs.2675000/-
Disbursed Amount
Rs.25,00,000/-
Disbursed Amount
Rs.2675000/-
ROI in Sanction Letter
10.50%
ROI in Sanction Letter
10.65%
ROI in EMI since Jan 09 till Mar 09
9.75%
ROI in EMI since Jan 09 till Mar 09
9 %
ROI after Apr 09 till date
9.25%
ROI after Apr 09 till date
8.5%
Final Reduction in Rate by SBI
1.25%
Final Reduction in Rate by SBI
2.15%
Please find the attached sanction letters of both of us.

Thanks & Regards
Raushan