Is this is true that after taking auto loan from HDFC Bank you have to maintain minimum HDFC Bank Account balance of 10,000 per month. Is this is mandatory or optional, or any other work which bank hides from customer.

This HDFC bank is becoming ridiculous now a days. with out informaing the customers they are changing the account family accounta nd some other names and started deducting the money. really bullshit

thank god I did not have HDFC account.

I am Goutam Chanda R/O A-45, ATABAGAN, P.O. Laskarpur, KOLKATA 700153 I took a Car loan from your Bank via Loan A/C No.1109309.
I have successfully paid 36 EMI (Rs.8214/-) through ECS AND last EMI was paid on 7/1/2010.
But till date I have not RECEIVED the NOC. I have not got the Security Cheques also.
Please do the needful at the earliest.
I ALSO need a loan for EXCHANGING THIS Car.
Thanking you.

Goutam Chanda
9830201481

Dear Sir,

I have a auto loan account number13409843 and i need my statement of account from April 2009 to June 2010
please post the same immediatly with due signature and stamp by concern official at your bank

Originally Posted by Unregistered

Dear Sir,

I have a auto loan account number13409843 and i need my statement of account from April 2009 to June 2010
please post the same immediatly with due signature and stamp by concern official at your bank

Dear Customer,

At the outset, we would like to caution you against posting sensitive information such as your account number on a public forum such as this, as it may lead to your account being compromised.

We have registered your request for dispatching the statement of account by courier to your mailing address as per our record and you will receive it within 10 working days.

In case of urgency of statement, the same may be collected directly from the Retail Loan Service Center on the basis of a valid photographic identity.

For a comprehensive list of our Retails Loan Service Centre please follow the below mentioned steps:

1. Visit our site
2. Click on "Find your nearest...." below Access points option available on the right hand side of the home page.
3. Select "Retail Loan Service Center"

Regards,

Customer Assistance, HDFC Bank

Dear Sir and Madam,

As per record of HDFC I am classic customer that means I am having a personal banker who takes care of the account related query and loan. In advertisement they promise car loan and home loan is sanctioned immeditately and with nil or minimal processing charge and special interest rates. This is all bogus promises by HDFC. They treat classic customer as normal customer and my home loan sanction after 25 days and car loan not yet sanctioned even after 10 days.

However, if HDFC executives observe your account have higher amount ie more than 2 Lac they will keep on calling to invest in insurance or pension or FD apart from this they never bother about the customers.

I am sorry to say I have another account at Personal Banking Branch of SBI there I am getting much better service than HDFC's so called salary account and Classic customer status.

Regards

Susanta Panigrahi
98208 16163

Originally Posted by Susanta Panigrahi

Dear Sir and Madam,

As per record of HDFC I am classic customer that means I am having a personal banker who takes care of the account related query and loan. In advertisement they promise car loan and home loan is sanctioned immeditately and with nil or minimal processing charge and special interest rates. This is all bogus promises by HDFC. They treat classic customer as normal customer and my home loan sanction after 25 days and car loan not yet sanctioned even after 10 days.

However, if HDFC executives observe your account have higher amount ie more than 2 Lac they will keep on calling to invest in insurance or pension or FD apart from this they never bother about the customers.

I am sorry to say I have another account at Personal Banking Branch of SBI there I am getting much better service than HDFC's so called salary account and Classic customer status.

Regards

Susanta Panigrahi
98208 16163

Dear Mr Panigrahi,

We are sorry for the inconvenience you have had to face. It typically takes 48 hours to process a car loan provided all the documents needed are in order. However, we would like to investigate your complaint further. If you have been trying to apply for a loan with the bank, we request you to write to us directly at talktous@hdfcbank.com with your loan application reference number, account number and the complaint id TTU00104516092010. A bank representative will contact you shortly and give you an update on the status of your loan.

Regards, Customer Assistance HDFC Bank

I don't even want to waste my effort in writing up what i'm going through. There is actually no point, these guys are too busy to help!! Their processes are bullshit and their promises are fake. The faces of the bank i.e. The agents who collect the documents and everything are fucking idiots and biggest procrastinators "golibaaz - as they are called in delhi".
- its not a 48 hours process as the website promises. Its 2-5 weeks.
- "delivery in 3 hours after the approval" promise on the website is bullshit.
- you might (probably 'will' not 'might') not get the interest rate mentioned on the website.
- there might be other criterias other than what i mentioned on the website. There could be some stupid things like you need to be in india in last few months or something like that.
- agents are fucking liars and everyone else is hidden, not accessible! From day 1, as per the agent, i can take the delivery of the car 'tomorrow'. But 'tomorrow' never came. Still waiting.
- the one who asks for documents do not know what all documents are required in the first place. Document collection takes two days (because they are too busy) so if he takes 3 iterations for the agent to decide what all documents are required then it could take 2x3=6 business days flat.
- the one who approves doesn't know how things are run in the corporate world. His comments that i heard through the agent sounded like a sarkari baabu waiting for some seva.
- other with whom i interacted in the process had a total iq of zero because of which i had to waste my time.
- the one who was sent to collect the documents lied about his location the whole day impacting my meetings. It actually took 2 fucking days to collect the documents leave alone the whole process which the website promises to be 48 fucking hours.
- no respect for customer at all
- everyone answers phone on their convenience.

There is actually no clarity on the process for the newbies. I'm assuming most people must be only applying for the first time and all the information on the website and what agents tell you is misleading. Stupidly high latency. Have wasted about 200 phone calls in 2 weeks but still no progress. I'm bloody frustrated of this bank full of procrastinators. Yes all of this was deliberately in capital letters because im actually screeming. Unfortunately my salaried account is in hdfcbank otherwise i would have neven gone back to them. Not mentioning any details as its still in process and i just dont trust them.
Beware!!!!!!!!!!!!!!!!!!!!!!

Originally Posted by Unregistered

I don't even want to waste my effort in writing up what i'm going through. There is actually no point, these guys are too busy to help!! Their processes are bullshit and their promises are fake. The faces of the bank i.e. The agents who collect the documents and everything are fucking idiots and biggest procrastinators "golibaaz - as they are called in delhi".
- its not a 48 hours process as the website promises. Its 2-5 weeks.
- "delivery in 3 hours after the approval" promise on the website is bullshit.
- you might (probably 'will' not 'might') not get the interest rate mentioned on the website.
- there might be other criterias other than what i mentioned on the website. There could be some stupid things like you need to be in india in last few months or something like that.
- agents are fucking liars and everyone else is hidden, not accessible! From day 1, as per the agent, i can take the delivery of the car 'tomorrow'. But 'tomorrow' never came. Still waiting.
- the one who asks for documents do not know what all documents are required in the first place. Document collection takes two days (because they are too busy) so if he takes 3 iterations for the agent to decide what all documents are required then it could take 2x3=6 business days flat.
- the one who approves doesn't know how things are run in the corporate world. His comments that i heard through the agent sounded like a sarkari baabu waiting for some seva.
- other with whom i interacted in the process had a total iq of zero because of which i had to waste my time.
- the one who was sent to collect the documents lied about his location the whole day impacting my meetings. It actually took 2 fucking days to collect the documents leave alone the whole process which the website promises to be 48 fucking hours.
- no respect for customer at all
- everyone answers phone on their convenience.

There is actually no clarity on the process for the newbies. I'm assuming most people must be only applying for the first time and all the information on the website and what agents tell you is misleading. Stupidly high latency. Have wasted about 200 phone calls in 2 weeks but still no progress. I'm bloody frustrated of this bank full of procrastinators. Yes all of this was deliberately in capital letters because im actually screeming. Unfortunately my salaried account is in hdfcbank otherwise i would have neven gone back to them. Not mentioning any details as its still in process and i just dont trust them.
Beware!!!!!!!!!!!!!!!!!!!!!!

Dear Customer,

We apologize for the inconvenience caused due to the matter and would like to investigate it further. We request you to write to talktous@hdfcbank.com with your account number, your loan account number and your contact details, along with the reference ID TTU00269007022011. A bank representative will look into the matter and get in touch with you shortly after we receive this information.

Regards, Customer Assistance, HDFC Bank

dear sir ,

i m sumit mishra i have lot,s of time complaint castmoer care but not any result pls disburse my file if i asked that what reason so castmer care said that you have not address proof but i had given all proof driving licence,pan card ,mtnl bill, electricity bill,my file care amit kosik 9868838544and pankaj these not pic my phone

I have applied for new car loan HDFC bank, but loan yet not disbursed. Kindly read the
process I have passed through-:
sumit mishra
Bank Account No.-01581000196960
Loan account No-18101410

Kindly address my complaint as soon as possible and revert with the reason for delay.

With Regards,

sumit mishra

Originally Posted by sumit mishra

dear sir ,

i m sumit mishra i have lot,s of time complaint castmoer care but not any result pls disburse my file if i asked that what reason so castmer care said that you have not address proof but i had given all proof driving licence,pan card ,mtnl bill, electricity bill,my file care amit kosik 9868838544and pankaj these not pic my phone

I have applied for new car loan HDFC bank, but loan yet not disbursed. Kindly read the
process I have passed through-:
sumit mishra
Bank Account No.-01581000196960
Loan account No-18101410

Kindly address my complaint as soon as possible and revert with the reason for delay.

With Regards,

sumit mishra

Dear Mr Mishra,

We request you to contact our designated customer service team or you may even call our phone banking numbers. You may visit the following URL to access information about the complete address and contact details of our Branches as well as our Phone Banking numbers: http://www.hdfcbank.com/personal/cus...mer_center.htm

Regards, Customer Assistance, HDFC Bank

I have taken HDFC personal loan (Loan #10040084) 6 years back (in 2005)
I cleared the same in 2008

In between this duration there were few times my cheque got bounced. but I repaid the amount as soon as I was told about this.

But know its been 3 yrs this case exists, today (24 sep'11) I got a call that I need to pay fine charged for the bounced cheques.

I totally DISAGREE with the same, even if the had been some fine, they should have told me then only.
Now since its been 3 yrs the loan is paid and closed, I am not suppossed to pay the same.

So I request the Bank to please issue no objection Certificate without any further delay to the undersigned as all the dues were cleared by me.

Also HDFC should not lose people's trust by doing such activities!!


RK KALRA
rkkalra_100@yahoo.com

Originally Posted by rkkalra

I have taken HDFC personal loan (Loan #10040084) 6 years back (in 2005)
I cleared the same in 2008

In between this duration there were few times my cheque got bounced. but I repaid the amount as soon as I was told about this.

But know its been 3 yrs this case exists, today (24 sep'11) I got a call that I need to pay fine charged for the bounced cheques.

I totally DISAGREE with the same, even if the had been some fine, they should have told me then only.
Now since its been 3 yrs the loan is paid and closed, I am not suppossed to pay the same.

So I request the Bank to please issue no objection Certificate without any further delay to the undersigned as all the dues were cleared by me.

Also HDFC should not lose people's trust by doing such activities!!


RK KALRA
rkkalra_100@yahoo.com

Dear customer,

We sincerely regret the inconvenience caused. We will look into this from our end. We request you to write to talktous@hdfcbank.com with your account number, complete complaint details and contact details and the reference number TTU000370726092011. We will respond once we receive these details.

Regards, Customer Assistance, HDFC Bank