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Complain about Education Loan against sbi bank manager

This is a discussion on Complain about Education Loan against sbi bank manager within the Loan forums, part of the Financial Services category; I am study in mba. I am apply education loan in not issued for vijaya bank . only counselling student ...

  1. #31
    Unregistered Guest

    Default Education loan compliant

    I am study in mba. I am apply education loan in not issued for vijaya bank . only counselling student onle not the management student not please issue the bank loan. ramanaickenpet branch code: 3025

  2. #32
    Priya Soni Guest

    Angry Isuue In Payment of Education Loan EMI

    My name is Priya Soni.This is regarding the issue which I am facing to pay my Education loan EMI to SBI Bank( Branch - Maihar, Disrict Satna.Madhya Pradesh).I converted my loan amount to EMI in Dec,2010. After that SBI deducted my EMI only for 2 months ( Dec and Jan). Later manager called me to pay Interest of rs 10000 which i paid on Feb, 2011. After paying this big amount their system is not deducting my loan EMI from my saving account and it had been two months for the same. I asked them also to deduct that but they said that there are some problems in their system. And this problem is still existing. My concern is that they are not taking my EMI and because of that i will have to pay interest when that is not my mistake and if they have any problem with their system they should consult with those people who made that system.

    Still they are not taking it seriously because interest is going to their bank and i am unnecessary troubling because of their mistakes.

    Please take some action for these people i really fed up by raising tickets and calling them.Not good services at all.

    If you need any info on this kindly let me know.


    Thanks and Regards,

    Priya Soni

  3. #33
    vajay kumar gupta Guest

    Post gupta

    I am study in B.tech.apply education loan in not issued for Union bank of india.I request please issue the bank loan.

  4. #34
    Thangabalu.S Guest

    Post education loan intrest

    Sir, i am studying B.E in mailam engineering college. i barrow and studied for education loan . the indian government
    was remove interest for education loan but in gingee SBI bank was collect the interest for student so my parents is very suffered for that problem please give the solution for that problem.kindly take action for that problem

  5. #35
    RAJESH SAHOO is offline Junior Member
    Join Date
    Aug 2011
    Posts
    1

    Post Complain about education loan against sbi

    Respected sir,
    I am a student of b.tech in 'Information technology' at COLLEGE OF ENGINEERING,BHUBANESWAR(CEB).I have admitted into b.tech in lateral entry after diploma in 2010.My father is now a retired primary teacher.my parents are unable to give such a higher amount of course fee.So i had applied
    for a student loan in SBI branch at Kupari,Balasore,Orissa.I had diposited all my documents by filling up the student loan application form.But after 1 month
    they inform us to transfer my father's uco bank pension account to SBI.My father agreed to do so and borrowed my 1st year course fee.But when after 6 months,the pension account is transfered to kupari sbi,they denied to give me loan.they are telling that this year our bank will not give student loan and this is ordered from main branch of Balasore.so how can my parents give next 2 years course fee? and how will they escape from the lenders?
    my address is:
    c/o-MR. HARIHAR SAHOO
    AT-GARAPOKHARY
    PO- GUAPAL
    VIA-KUPARI
    DIST-BALASORE
    PIN-756059
    EMAIL ID-mailto.rajeshsahoo@gmail.com

  6. #36
    pratikbhai is offline Junior Member
    Join Date
    Sep 2011
    Posts
    1

    Default rejecting loan application after 20 days of acceptance

    Myself Dalwadi Pratikkumar kirtanbhai from kasor(DIST-ANAND) had completed my B.PHARM and i want to pursue my further studies in CANADA. I applied in local SBI branch(bhalej DIST-anand) for eduational loan from where they accepted my application to give loan. Then after 20days when my whole documentation was completed they rejected the application saying that the course i applied in cananda is a GRADUATE CERTIFICATE COURSE. But this course by definition means it is eligible for university grauates only.Hence this course has to be considered to be of a post graduate level. I also attached a loan application assistance letter given by canadian college requesting the banks to accept the loan application but everything the bank did was to reject even after my long persuadation.I had to pay my fees after 25 days and the head office (ahmedabad) where i sent a request email has not yet replied to this. My contact num is 9978554205. I

  7. #37
    Unregistered Guest

    Post Education Loan Security

    Dear Sir/Madam


    I am from Kerala, working in Delhi. My parents had taken one Education Loan of Rs.1,00,000/- for my sister's higher education from North malabar Gramin bank Vattiyamthode(Kannur), Kerala by pledging documents of our property. She got a job one year before. And my parents started to repay the loan amount as some small instalment after getting the job. Now it is find that they are sending regular notice to my uneducated parents , asking to repay the whole loan amount.The Branch Manager insisted my uneducated parents to take another loan of Rs.20,000/- and repay the education loanby saying that it will reduce your interest to 8%. They did the same and the 8% interest is only for second loan. I got all this information about this cheating after this second loan of Rs.20,000/- only. Now I request to provide some clarifaication from your side by Reffering the norms of RBI about Education Loan.My parents received a letter yesterday from your bank to present before the Branch Manager within two days.My mother became a BP patients because of the insisting of Bank. I want to take a home loan for making a home in our property but for that all documents are in their hands.
    Sir Plese give me clarification for my three questions and advice me the next step to do.

    1. For what purpose they insisted my parents to submit the documents of property to get one education loan of Rs.10,000/-
    2. For what purpose they insisted my parents to take another loan for repay the education loan by giving a misunderstanding.
    3. For what purpose they send notices before my sister finish her job one year.

    Thanking you.

    Jithin Varkey
    Patel Nagar Delhi
    jithinputhussery @gmail.com

  8. #38
    mo.aslam is offline Junior Member
    Join Date
    Oct 2011
    Posts
    1

    Default Complain for education loan

    Complain for education loan by sbi (tal)
    Respected sir,
    Sir,i beg to state that i am a student of M.I.T. collage of ujjain. I am a poor student, i have scored 69 % in 10th and59% in the 12 th, at present i want to further study but i have a financial problem . To remove this problem i had applied for
    education loan in your sbi branch tal, dist.-RAtlam before three months ,but till now i have not get the response of sbi . so i kindly request you to help me in this problem.my contact no. is 7415693905
    please sir,I have a need of your help for my bright future

    name:-mohd.aslam
    village:- tal
    Dist.:- ratlam (m.p)

  9. #39
    Unreg Guest

    Default education loan complaint

    from,
    Andrews,
    S.A engineering college,
    avadi,

    to,
    cmd of iob,

    subject:to get full education loan for B.E

    Respected sir,
    Iam studying B.E 1styear at S.A engineering college,and i applied for education loan of rupees 51,000 at IOB kolathur branch but the bank manager said that they will give only rupees 12,000,so,i request you to give me full education loan,so that it would help a lot to me.I have attached my marksheet,fathers income certificate,fee estimation certificate from college.

    Thanking you.

    Yours faithfully,
    P.Andrews.

  10. #40
    manavendra1992@gmail.com Guest

    Thumbs down complaint

    sir,i m manavendra singh b. tech second year student from glna it mathura with cs branch. sir i m applying in brach sadabad (mahamayanagar) for education loan from 2010 but sir i did not got any satisfactory ans. nd sir i have no any other option to pay my fee nd to proced my education.sir please take any proper action for my case.
    my email add is manavendra1992@ gmail. com
    mob. 8410279327, 9456942080

  11. #41
    Sathishkumar G Guest

    Default Education loan Repayment

    Hi,

    Actually i got Education Loan from IOB on 2002 Rs 2.40 lk.they given the loan against my land property.and till 2006 i have paid all intrest amount. after that i did not pay anything. i have completed my course on 2006. so last five years i did not pay anything due to the reson for no job. now i got the job. but i can pay monthly some amount. i really need help from you , how to talk to the manager for this reson. Is there any way to reduce my intrest amount. please give me suggestion. reply me @ sathisin2002@yahoo.co.in


    thanks
    sathish

  12. #42
    Unregistered Guest

    Default Education Loan from SBP and SBI - Navi Mumbai

    Respected sir/Madam,
    My self Umesh Kumar Y elder brother of Mr. Abhay Vikash (Doing MBBS from Odessa Central Univeristy Ukrain) he did 10+2 from Rajendra Collage Chhapra Saran and got first class then doing MBBS in second year from Odessa University UKRAIN.
    Abhay Vikash, MBBS Second year student in Odessa University, Ukrain
    We are unable to pay the course fee so applied the education loan from SBI and SBP and got rejected three times from Bank even thought I have fulfilled the required documents. They are not ready to section the loan please find details from below:-
    First case from my Native place bank SBI:-
    1) Before admission I approached the SBI Ekma and the did rejected my application and given me a reason, we can’t provide you b’sc we don’t know how you will pay the remaining fee where we can give you loan only for two years. We were already submitted all property document with proper signature and all.

    Bank name:- State Bank of India
    Ekma Branch
    Chhapra Saran - 841208

    2) Second case is really unbelievable and would like to take any action against this case. I have my own house in Mumbai and there is loan against that property in SBP (State Bank of Patiala) even though there is gap means as a collateral security (6 lacks) available with that loan but they are not ready to sanction that loan. I approached them from last more than 1 years and they are rejected that loan three times. Please take any action and give me solution as soon as possible.


    Bank name:-
    State Bank of Patiala
    New Panvel Branch.
    Navi Mumbai – Maharastra – 410206


    Note:- My original document in the same bank b’sc I am home loan customer from same bank and same branch it self. They are not ready to sanction my loan, in case bank is not ready to give me loan then my brother has to discontinue the MBBS course where I already spend near about 10 lacks from last 2 years.


    RBI@ Special request from RBI please have a look for this case and give me approval as soon as possible for my brother’s education

    SBP@ Request to you please give me clarification and proper valid reason why bank is not ready to give the education loan even all required formalities is fulfilled by me

    SBI@ Can SBI review this case ones from their end this is really very serious and urgent case

    MCI@ Request to you please review ones from their end in india SBI and SBP is not ready to give the education loan for their approved collage in Ukrain like Odessa University


    Note:- looking solution for this case within short period else going to do a case in Mumbai high court against State Bank of Patiala, Mumbai
    A have taken in loop for below address as well.

    feedback.gesbi@ge.com
    helpline.lhoahm@sbi.co
    medmisc@mciindia.org
    mci@bol.net.in
    dgmmum@sbp.co.in
    complaints@sbp.co.in
    gmop@sbp.co.in
    cmadmnop@sbp.co.in
    crcmumbai@rbi.org.in
    bomumbai@rbi.org.in
    cmadmnop@sbp.co.in

    Regards
    Umesh K Y

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