Economic Crime and Human Rights Violations by State Bank of India

Subject References: i) Embezzled Housing Loan from Home Loan A/C # 30266310530 thru SBI – RACPC Eklm, (now under SARB, Ernakulam), for apartment B 6 H City ii) Cheating and Non-allotment of apartment of B 6 at Heavenly City in Mar 2009 , by Heavenly Homes Pvt. Ltd. Cochin
Referred Case: 18/Camp/CMCC/2011 DCP (L/O, T) 04-11-2011
Docket Number Ref. : 304/2012, dated 12-Jan-2012
Dear AGM Sir,

I, Allummoottil Prenchu Antony, hereby request you to close my Home Loan Loan A/C # 30266310530 thru SBI – RACPC Eklm, (now under SARB, Ernakulam), for apartment B 6 H City, having being accepting the DD worth IRS. 1850000 (an agreed amount at Adalat conducted by the Kerala Legal Servicies Authority, High Court, Ernakulam), received from builder Heavenly Homes Pvt. Ltd. Cochin on 28-June-2012. And hence, kindly send me the Non Liability certificate to my prevailing address in Kuwait, as I have no residence in India.

Allummootil Prenchu Antony
Zain, P O Box: 22244, Safat 13083, Kuwait
Mobile # 0096599006784

I do not wish SBI PBB RACPC / SARB to harass me on this embezzled home loan anymore. As per your bank records, I have not collected a single naya paisa from your on this loan. Instead you released every install,ent to the accused builder, and the builder cheated me, that now I do not have the apartment.

As per the DRT Adalat, this accuse builder, Heavenly Homes Pvt. Ltd. Cohin, repaid you an agreed amount of IRS. 1850000 (Eighteen Lakhs) so that embezzled home loan shall be closed, and thus you have to issue me a Non Liability ceritificate against my HOUSING LOAN A/C NO 30266310530.

Otherwise, years after, you will cheat me, by sending recovery and court notice, for the utter negligence and dire rejection of simple justice to a poor hard working man.

Dear Respected Legal Experts,

As the accused builder and the home loan banker cheated me over my embezzled home loan of IRS. 1797000 onwards from 2007, an Adalat conducted by the Kerala Legal Servicies Authority, High Court, Ernakulam in December 2011, instructed the accused home builder Heavenly Homes Pvt. Ltd Cochin to repay IRS. 1850000 to SBR RACPC / SARB Ernakulam. Thus I gave a time till 30-June-2012, and accordingly on 28-June-2012 the accused builder paid the attached DD to SBI and the involved bank SBI received, accepted and closed my home loan.

But now the home loan banker, namely State Bank of India – SARB Ernakulam and its officers namely Mr K K Saseendran AGM SARB), 9447294941, Mr Jose Philip CM Recovery, 9446578836, Mr KMA Samad CM SARFAESI 9446033663, are preventing me justice, and they do not issue me a Non Liability certificate.

As this involved bank – SBI starts harassing me over my embezzled home loan, I fear another court notice and recovery notice against me, as they refuse to issue me the Non Liability certificate to my HOUSING LOAN A/C NO 30266310530 with SBI. The more this bank delays, there are more chances of abusing my personal civil and fundamental rights.

May I sincerely seek your kind and genuine administrative order towards these bank officials to issue and send me the original Non Liability certificate as early as possible to my only available address in Kuwait, as I do not possess an address in India.

As I do not have a residential address in India, the SBI has to send me the original Non Liability Certificate to my below Kuwait address

Antony Prenchu Allummoottil
P O Box 22244
Safat 13083
Kuwait Mobile No 0096599006784

Awaiting your favorable consideration on this repeated request, to send me the original Non Liability certificate

Thanks & Regards,


Allummootil Prenchu Antony
Zain, P O Box: 22244, Safat 13083, Kuwait
Mobile # 0096599006784