I was approached by a representative of Manhattan Credit card in the year 2005, He offered me credit card and said there is no processing fee and not any hidden charges will be levied on me. I accepted the card on this ground and got the card. One month later I got a statement from the bank asking Rs. 250/- against service charge and bla bla bla...
I never made any purchase through this card and refused to pay this amount. Now my name is appearing in the CIBIL report for an outstanding of Rs. 250. Axis Bank is not giving me home loan in the year 2010 for this CIBIL report of year 2005.
Banks are distributing Credit cards by making false promises and then harras the people in the name of CIBIL.
Shailesh K. Raghuvansh


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