my father (bojja apparao (late) aged 53 yrs)has taken an housing loan at SBI ADB jaggayyapet,krishna district,andhrapradesh of 12 lakhs in september 2010 with an sbi life insurance under dhana raksha plus scheme with a total premium of 78,766/- with effect from 30/9/2010,he died on 28/3/11 with a type of cancer (non hodgkin's lymphoma) during treatment.i intimated the bank,they gave me claim papers and i've filled those forms and have give his complete medical records since 2009,the insurance company rejected the claim showing the cause : signing of declaration of good health means the insured person has hidden his health status at the time of agreement and refunded 2nd year premium of 38000/-....???? what am i supposed to do now? i have a little knowledge about these things.....can anyone help me out of this ????