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Complaint against HDFC Life Insurance

This is a discussion on Complaint against HDFC Life Insurance within the Life Insurance forums, part of the Insurance category; Dear Sir / Madam This is in reference to he subject policy taken by me vide following details. Plan: HDFC ...

  1. #1
    rupendar_2005@sify.com is offline Junior Member
    Join Date
    Nov 2011
    Posts
    1

    Default Complaint against HDFC Life Insurance

    Dear Sir / Madam

    This is in reference to he subject policy taken by me vide following details.

    Plan: HDFC UNIT LINK ENHANTED LIFE PROTECTION II
    Policy No: 11737966
    Issuing Branch: Firoz Gandhi Branch, Ludhiana
    Concerned Sales Person of HDFC of Firoz Gandhi Branch Ludhiana: Mr. Rajesh Gupta (Sales Manager), Mr. Rachit Goel
    Premium Amount: Rs 100000/- (sum insured per year).
    First premium paid on 28.03.2008
    Name of Insurer: Rupendra Sharma
    Date of Birth: 07.07.1973
    Corresponding Address: C/O Aditya Birla Retail ltd. Punjab state warehousing corp. Ramgarh Link Road, Sahnewal Kohara Road, Sahnewal, Distt. Ludhiana-141120
    Name of Beneficiary/ Nominee: Mrs. Vinita Sharma
    I hereby wish to state that all the relevant details of policy have been given above and note that the said policy was pushed by Rachit Goel and Rajesh Gupta from HDFC Ludhiana Branch. I was told that 100% of the insured premium would be invested as per the government norms but later on to my dismay on getting the policy I came to know that the said policy was allotted through some of HDFC DSA from Ludhiana who in turn have 65% of Rupees One Lakh and rest of the amount have been gulped by your DSA.
    On repeated persuasions with HDFC's concerned branch at Ludhiana I was given all vague excuses and further advised me not to pay any premium as I was totally devastated by the said situation and said that the entire amount would be disbursed to me on completion of three years.
    I have even lodged a complaint vide HDFC service request number: “HDFCSL=533-435' POLICY NO. # 11737966”, but nothing has been initiated so far.
    Hoping for an early and favorable revert on the above said issue and if I am not given any suitable reply.


    Yours faithfully
    Rupendra Sharma
    Cell # 9313042609

  2. #2
    Hemant Kumar Sharma is offline Junior Member
    Join Date
    Jan 2012
    Posts
    1

    Default Selling of Insurance Policy by Misrepresentation

    What i had applied for ,has never been given to me.i never went for any medical check-up for insurance ; i had clearly mentioned on the application form that the money was for the purpose of investment only. I had also stated on my application form that i was not eligible for insurance as i had undergone by-pass-surgery on 08/07/2011.the application form appears to have been manipulated . The life policy was fraudulently taken back on the pretext of verification & necessary correction on 04/11/2011 through messenger mr. Harimohanlal and retained in mayur vihar branch upto the free look-in period.
    All my e-mails /complaints havebeen overlooked and payment has not been made to me. I have been deprieved of my funds from 23/10/2011 .
    How is it possible that my letter dated 03/11/2011 sent through the messenger mr. Harimohan lal alongwith thepolicy , is received by hdfc on 13/12/2011while second time , policy ducument was received by me on 03/12/2011. I didnot send letter on 05/11/2011 both policy document and letter for cancellation of policy were sent in the same cover.
    It is requested that amount paid by me should be returned to me alongwith the interest from 23/10/2011 till the date of payment to me.
    It is further requested that corrective steps should be initiated to prevent such frauds taking place by the peoples involved.
    Thanks & regards
    yours faithfully,
    hemant kumar sharma

    mobileno.8800613668
    hdfclife policy no. 14692204.

  3. #3
    unknow is offline Junior Member
    Join Date
    Jan 2012
    Posts
    1

    Default In the name of IDIOT Mr.AYAPPA.G.REDDY Complaint

    Hi,

    This is regarding complaint againest the one fellow who cheated me very much. his name is Ayappa.g.Reddy(ayappar@hdfclife.in). He has given false information about the policy to me and took money from me and i told to cancle with in one week he told ok and not did the same. now he is not picking my phone and not responding to massages. he has given promise on his mother, i think he don't know the value of mother and promise and even he don't know the value of parents. He took some amount of money from me for his personal use and not giving in banagalore i didn't saw cheater like him, frauded person. I don't know how the company is recruiting this kind of people by what critsis. i came from poor family he know about my family and he told me as brother, he is such kind of person who is like bad thing that i can not expalin. So please help me to get my money at least now. its been one year that he took my money but now hw is not at all available to me. and take stickt action on him
    if you want more details about him ask me. i will give.

    Thanks.

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