Me nikhil joy ahuja staying in thane city wants to complaint against bajaj allianz life insurance company.my father named joy harkishin ahuja took a insurance with bajaj in october 2008 and he expired on 15 june 2009,on 7 july i subimitted all claiment document as i am the only nominee.i am a student with in second year b.com. now they have rejected the claim and telling me its due to diabeties and doctor declared that its due to cardiac arrest. while taking the insurance their doctor gives the permission for the insurance and at that time if it was diabeties how can they give insurance. how can a heart attack can be connected to diabeties.please help me as i a student still and we are only two members in our family me and sister.mom has also expired in 2003.please help us and do the needful

policy no:111987671

contact number:9920802555


thanking you,
yours faithfully,
nikhil joy ahuja[/B]

Dear Mr. Nikhil,

Pls. provide us your complete postal address and valid email ID. Secondly, pls. inform us whether you have sent any complaint letter to the head office of the Insurance company or not? Pls. reply soon to get any suggestion on urgent basis.

postal address:bldg no.19,flat no.103,vijay park,kasarvadwali,ghodbunder road,thane(w)-400607

e-mail address:nikhil_ahuja91@yahoo.com

no i have not sent any reply to the head office


thank you for the reply

We were Trapped to purchase 02 (Two) policies with Bajaj Allinz Insurance Company Limited . Policy no 01- 0009746523. Policy no 02- 0009746624 . We had paid for my wife policy Rs 13,000 by cheque no 426422 dated 17.07.05 by Dena bank Sabarmati , and For my policy Rs 12,000 by cheque no 301806 dated 17.07.05 by ADC Bank , D Cabin Sabarmati .We were not given the plans ,which were explained to us by the company .We had come to know that company has made some changes by manipulating it , after our signature and submission of forms without informing /approval from us. This is against the rules and cheating to us .Now these terms & conditions not acceptable to us . We have informed to the company so many times ,but company is not giving any reply till date ,nor it paying us our money back.
Incase My family suffers any type of financial problems, The insurance company Bajaj Allinz Insurance Company Limited it fully responsible.
Please cancel the license such type of Cheater Company. & save other pupil
Rajendra sharma

on 12.09.09 i gave them reply to their letter

Dear Mr. Nikhil,

First of all send a written complaint to the Co. Head office and do keep a copy of that complaint letter. Wait for the response for max. 20 days and revert back soon with the response from the Co's. side. For your help the address of Head Office of the Co. is:

The CMD, BAJAJ ALLAINZ (Life Insurance),
GE Plaza, Airport Road, Pune,
Maharashtra - 411006.

Dear Mr. Sharma,

To sort out such kinds of complaints, you will have to send a written complaint to the Head Office of the concerned Insurance Co. and wait for the response for near 15 to 20 days. If the Co. fails to provide you any help in that time frame then you can send your written complaint to the RBIs Insurance Ombudsman division. The H.O. address is:

The CMD, BAJAJ ALLAINZ (Life Insurance),
GE Plaza, Airport Road, Pune,
Maharashtra - 411006.

I am Mrs. Sandhya Das from Pune -- My husband had taken a Life Insurance Policy No. 0074436703 in 2007 for a sum assured of Rs. 5,00,000.00 after 20 years, with an yearly Premium of Rs. 50,000.00 for 3 years -- The first premium of Rs. 50,000.00 was paid on 19.11.2007 -- unfortunately in Nov. 2008 since he was not keeping well could not pay the second premium and on 4th June 2009 expired -- After which I approached the Agent of Bajaj Allianz - Ace Consultants, Hadapsar, Pune for his claim -- To my utter surprise they said that the person from whom the policy was taken has left and you have to directly approach the offices of Bajaj Allianz at Nagar Road, Pune -- I approached them and their offices asked me to surrender the original policy along with a bunch of legal documents as a proof of death of my Late Husband, which I meticulously did so and they assured me that though the second instalment was not paid but as I had paid Rs. 50,000.00 the first instalment i shaould get the sum assured + the fund value -- After 1 month I approached the office for the claim to which they said they had already remitted an amount to my Bank account -- After checking I find that only Rs. 4,000.00 (Yes only Rs. four thousand )was credited to my account -- I got a shock of my life as I was banking on this amount for my childs education and marriage -- I now request you to please look into this and help me in getting some amount for my daughter's future -- Best Regards.

rajendra sharma
Guest Posts: n/a

not return of money of policies no 0009746523 & 0009746624 permalink

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We were Trapped to purchase 02 (Two) policies with Bajaj Allinz Insurance Company Limited . Policy no 01- 0009746523. Policy no 02- 0009746624 . We had paid for my wife policy Rs 13,000 by cheque no 426422 dated 17.07.05 by Dena bank Sabarmati , and For my policy Rs 12,000 by cheque no 301806 dated 17.07.05 by ADC Bank , D Cabin Sabarmati .We were not given the plans ,which were explained to us by the company .We had come to know that company has made some changes by manipulating it , after our signature and submission of forms without informing /approval from us. This is against the rules and cheating to us .Now these terms & conditions not acceptable to us . We have informed to the company so many times ,but company is not giving any reply till date ,nor it paying us our money back.
Incase My family suffers any type of financial problems, The insurance company Bajaj Allinz Insurance Company Limited it fully responsible.
Please cancel the license such type of Cheater Company. & save other pupil Till date i have not recieved any reply I have written nos of letter maintion address at company H Q. Pune
Rajendra sharma

Dear Praveen and Pawan g

With huge dismay I am writing you this that the lady Kinjal has given me
bulshitting response which is one sided approach.

There were lot of Questions raised from my side which she was unable to
solve , I wonder why such peoples are encrypted into your system.As now let
me also ask you people in general and then you decide whats right and wrong
as Kinjal is a person who just wasted the time and patience of mine and her
resolution to the same is not upto satisfaction and rubish is what she has
mentioned in the letter.


, The fact that I had made changes in the name of policy bond from my side
is fully rubbish and if so who has done it and how has it been done, was it
again sandeep mishra then please bring this cheat in front of me and your
company ,which this gentle lady Kinjal does not understand.The person who's
name is mentioned on the bond as your representative Sandeep Mishra where is
this bitch????
How many Fraud and Misrepresentation he has made on behalf the company Bajaj
Allianz who is accountable for that?
I am mentioning you the list of fraud he has done and please go through it
1, Date of birth proof attached is fake and if not what was attached to it
,this was the question asked by me to kinjal which she never ever
answered............the fact is when such bond was issued my wife was above
65 years and to accompany this proof I have my voter id card. I asked your
rep Kinjal what was the fake date of birth proof attached which Kinjal never
ever cared to answer
except crap.

2. Dear gentle men I had also mentioned that Thumb impression was forged and
this I verified at Civil Court Lucknow by Advoacte Mr C.P.Pandey.Now my
question to Kinjal was very very simple that does this thumb
impression forgery done by Mr Sandeep Mishra is not the fault of Company,
which Kinjal has not even cared to answer????????????Is this what she was
appointed for????
As a Sr citizen I know its a very big crime as per the directives of Civil
Court.This crime is done by sandeep mishra who is your employee then why the
hell company is not bringing this person forward?????????is he dead then for
God sake tell me who is the next person accountable for this mishap?
Why was this thumb impression forged I have the answer Which Kinjal does not
have,As i was an client of Chartered Bank ,the lady called Mukherjee had
taken my impression for the purpose of Fixed Deposit 12% guaranteed,and
Sandeep Mishra through fraud changed my FD to a bond which has a very huge
quantum of commision and its possible after deducting from my principal
amount.

3 One of the points mentioned in letter by Kinjal is that I had made
changes in the bond by changing my wifes name,to contradict this let me tell
you this is again a fraud done by Sandeep Mishra so that the Company gets a
feeling that client is aware of this bond, again to contradict this let
me make you aware that fake residence proof was also attached so that Client
never gets this bond at home and the master of fraud again Mr Sandeep
Mishra?????????Again your company rep is on the guilty side But Lady Kinjal
never ever is admitting.What was the fake residence proof attached by
Sandeep Mishra, this never ever was answered by Kinjal.To testomony this
fact Few days back a courier was dispatched from your side which never was
received due to fake address and wrong telephone numbers entered by Sandeep
Mishra ?????

4,The question raised by Kinjal that I have paid the second instalment is
again contradicted to the fact that I had paid this as Fixed Deposit Bond
instalment which was assured to me by lady mukherjee as 12% guaranteed
return.Pawan g and Praween d let me make you aware that I am a uneducated
person accompanied by my wife, It was on the trust and assurance of
Chartered Bank employee Mukherjee who told me that its an Fixed Deposit but
if not an FD who has given the right to Sandeep Mishra to do thumb
impression forgery ,Never ever met me so that I never get an feeling that
its not an FD.Again your company rep Sandeep Mishra is accountable for
Hiding the facts and to testimony this fact benefit illustration was never
ever shown at the time of giving this bond represented as FD and also done
FAKE Thumb impression.This again is your company rep's fault ,Who is
accountable for this???
When I asked the lady Kinjal who is accountable , No answer received from
her side!!!!!!!!!!!!! Then why the hell was she appointed the resolution
officer for my case, The lady who cannot judge whats right and whats wrong
,how can bloody she solve my queries???????????
A resolution officer is one which who can take all the points of concern
raised by the customer and then answer them one by one by satisfying the
client,but she never ever tried to answer the points raised by me throught
he subsequent mails attached below!!!!!!!!!!!!!

5 Pawan g and Praween g let me also inform you that this was my hard earned
money collected through out my life time so I approached Chartered Bank with
a belief that I would get higher interest as a Sr citizen,Now the lady
Mukherjee told be that they have a Bajaj Bond where in 12% minimum is
guaranteed and I had to pay two insalments to mature my bond.Now after
submitting the second instalment I told her I would require money when my
grand sons marriage will come nearby ,which she assured me that I would
surely get the full fund with interest. But to my dismay when I went again
to her she neither talked to me nor replied to any of the
queries!!!!!!!!!!!! Then I turned up to my younger son who came back from
Delhi after completing his studies and showed him the bond after which I
came to know of this whole mishap.


My fault is that I am an uneducated guy who just trusted the bank but Pawan
g and Praween g the FRAUD,MISREPRESENTATION OF FACTS, HIDDING OF THE FACTS,
THUMB IMPRESSION FORGERY,NOT SHOWING BENEFIT ILLUSTRATION, ATTACHING FAKE
DATE OF BIRTH PROOF,.ATTACHING FAKE RESIDENCE PROOF,ENTERING WRONG TELEPHONE
NUMBER,FAKE MEDICALS ATTACHED!!!!!!!!!!!!!!!!!!!!!ALL THIS HAVE BEEN DONE BY
SANDEEP MISHRA Who is Bajaj Employee,If the credit had gone to him earlier
when issued this bond without my consent ,then now when this mishap is
uncovered who is accountabe for this???????Why you people are hidding
Sandeep Mishra , as such type of persons will only rotten the system and
spread the fraud virus every where.

Many and many more points were raised by me to Kinjal but this lady only and
only uttered crap and crap but never investigated the matter deeply.Then
bloody for so many days she was giving me fake assurance that we will verify
everything and then judgement will be made after that but when she never
ever cared to verify all the above details which are CRYSTAL CLEAR AT EYE
BALL LEVEL.


I just want justice by refund of my principal amount and also the bastard
Sandeep Mishra to come forefront so that I can hand over him to police for
chaeting people through Chartered employees so that their own purpose gets
solve.

Praween g and Pawan g I have full faith on you people because the language
used in your mail makes me think that you customer oriented but Lady Kinjal
was always using diplomatic language

We hope you have received our mail. If you are not happy with the claim statement, you can apply for CRC.