I have lodged two complainst with AEgon Religare so far. ARL-358294-RYKR7Z & ARL-334598-VT40P2 asking to stop commission being paid out of my premiums to its agent and take action aginst him. Senior mgmt of aegon religare refuses to acknowledge the malpractices conducted by its agents (henceforth referred as LIFE MISADVISORS) and take any action againts the Life Misadvisor. It seems the company is encouraging such malpractices by its pathetic sales force & has no intention to control its errant sales force. Aegon religare should rename your product to premium loss since first years premium ompany is lost if customer withdraws before the full tenure of its policy. These people people are ruining the people's future in the name of providing insurance. SHAME SHAME SHAME.