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Birla sunlife insurance

This is a discussion on Birla sunlife insurance within the Life Insurance forums, part of the Insurance category; Hi, I had took 1 policy from Birla Sunlife Insurance Co. in Sept. 2008 by paying 1 cheque of Rs.16,500/-. ...

  1. #1
    vermashankey is offline Junior Member
    Join Date
    Jan 2009
    Posts
    1

    Post Birla sunlife insurance

    Hi,
    I had took 1 policy from Birla Sunlife Insurance Co. in Sept. 2008 by paying 1 cheque of Rs.16,500/-. But agent embossed my sign. on another application form and he submitted two application forms on my behalf. one policy is yearly and another is for monthly ECS Mode but i did not signed any ECS Form. When i got 2 policies then i told to agent and he took monthly policy by me and told that it is done by mistake and your amount will be refunded to you in 15 days. Then, after a month when Rs.833/- was debited from my saving account then i come to know that policy is still in force. Then, i complaint to company but company did not solved my problem then another ECS was also debited from my account then i submit complaint by written in regd. office. But they told me signatures are same on both forms. They are not understanding that signatures are done by embossing my signatures. They are not ready to cancel my policy and my amount is blocked in company. they are not taking any action against their fraud agents. And their agents are also not responding. Please help me and let me know what i have to do.

    Thanks

    Kusum Saini (9873702611)

  2. #2
    Sahil Verma Guest

    Default Birla sun life insurance

    Hi,

    I have come to know bout this website while searching on google.com, and found if
    you can help me.

    I have purchased the policy from one of the agency of Birla sun life insurance, and
    they have told me that you can insurance cover of upto 20 Lakh and policy charges
    are 20000/- annum. And initially you Can pay 10000/- half yearly and rest after 6
    months. So I had paid them the amt. of 10000/- and given all documents to them with
    all my personal information.

    Now when I have got the policy paper its full of disputes which I have seen that my
    insurance cover was also just 1,90 315/- . Major difference was my height and
    weight information was incorrect. There were many of my duplicate signature which
    were done by fraud. And lots of things.

    The only things that I have informed that there is fraud done with me on last day of
    grace period of 15th day. Now I have submitted after all the documents back to them
    with 2 written application. Which I am attaching for your reference and my policy
    paper which have my original signs on page no. 10 and duplicate signs on page no.
    11,12 & 13. Kindly help me in this case.

    I have also complaint against the advisor in Birla sun life and sent the mail in
    IRDA no response from there side. Birla team is saying that nothing can be done now.


    Best Wishes

    Regards // Sahil Verma


    0124-4768060
    # +91 9873555009

  3. #3
    deepika_samom is offline Junior Member
    Join Date
    Nov 2009
    Posts
    3

    Default wrong commitment & no action or revert from their side after complaining

    Hi,


    I have taken an insurance from birla sun life which was taken through a private company MI Limited in which I was committed to have this & that much of returns from this policy.But according to the time committed for money back cheque,they fail to give me the cheque & when I complaint about that they fail to take actions & I myself had to go to their branch to collect the cheque.After a few days, I received a note again from the office citing a completely change policy which was all different from the previous one,which I felt that I have been cheated.Then after two months,one executive called me up that your policies had lapsed two months ago.& suprisingly,my premium was deducted from my account last month only.If my premium was lapsed two months back,they shouldn't deduct the futher amount frm my account.

    Inspite of complaining again & again,nobody is ready top give solutions to my problems.& when asked for surendering the policy,they are denying to give the refunds of it,though it is clearly m\entioned in their terms & conditions that it ll be refunded if I want to surrender.Now,.my limit of patience is over & I have cometo you for a solution & wanted to take a legal actions against the fraud & the cheaters.Please revert me as soon as possible.

    Thanks & regards
    Deepika
    9711089560

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