Wrong Selling OF Tata Maha Gold LIFE INSURANCE (ULIP) BY Tata AIG/VIGHNAHARTA DIRECT INSURANCE BROKING PVT. LTD

Please note that in the month of December 2010, I was approached by one Ms. Krishna(Cell no:09999157921 ) told me that if I invested Rs. 20,000/- (Rupees Twenty Thousand only) in Tata Maha life Gold life and health policy termed as a fixed deposit as a part of anniversary offer in that particular month,i will be paid a sum of Rs. 5,000/- (Rupees Twenty Thousand only) as cash back of the sum invested in the period April 2011 to October 2011 + bonus for the sum invested.
Also i was told by her that this being a FD,I will earn a minimum guaranteed fixed returns@ 12% of the sum invested every year + performance bonus totalling 1,50,000/- payable at the end of 5 years as sum assured ,if I continue investing the same amount every year for a period of 5 years.Based on her assurance I had issued 1 cheques totalling Rs. 20,000/- .To my surprise when I received the policy (policy no.C234803329 ) after rigorous followup,it was mentioned in the policy that the term of the policy is 70 years and when checked with Tata AIG customer care,iam told that i would start receiving only 5% of the sum assured only in the 11th year starting Jan 2022.
Now Iam stuck with this policy as I would not be getting the sum assured payment after 5 years which I had planned to utilise for my son's college education during that time.Hence I request you to kindly take up with the top officials of TATA AIG and help me recover the invested amount of Rs.20,000 as Iam no longer interested in this policy/plan.