Hi,

I bought a AVIVA life long policy a long back in june 2007, now my 3 years of locking period is completed.

When i tried to surrendered this policy, these aviva people are putting 70% surrender charges now.

I read the document they provided, and they provided this table which depicts this charges and the amount which we get when we surrender after some years.

This is completely insane of taking people money by fooling, i dont have any written document from the agent, which told me that i can surrender my policy after 3 years without any charge.

Can you guide me, what can we do in this.. how can i surrender my policy without losing this much money.

Thanks for reading out.

hope you will reply.

Thanks
Tanveer