I guess Agon Religare's iterm policy is a complete trap for those who fell for it being said to be the cheap insurance (term) in India. But the fact remains that they seems to have a high non-payment of claims till now! They also reject the application without telling proper reasons. All in all it is our best interest that we don't fall far this trap set forth by Aegon Religare. As we may think that our family is secure but unfortunately if we die, our family will be tormented by this company in our absence and that would be worse than not taking any insurance at all.