Hi Sir/Madem,

As I have a policy registered with Birla Sun Life insurance company, and I have paid the 3 years premiums. Now I would like to surrender the policy but the company is forcing me to pay the 4th premium of the policy.

My policy yearly premium is 24000, I have done the payment every year properly as per the email sent by the company, in the third payment I have made approximately Rs. 22000 which was less than the premium amount, as this amount was mentioned in the email to pay. I have done the payment accordingly, after some time I have received a email saying your policy is lapse because of not full payment, after that I have sent the cheque to company of the remaining amount and that cheque company has sent me back that I have'nt filled the Certificate of reinstatement form. Now I have checked with the customer care about my 3 year total outstanding which I will receive after surrendering the policy and the amount is around Rs.35000 in total. I would like to register a case against Birla sun life to refund me the amount whatever I have paid to the company. This is my hard earned money and I have invested it for getting the tax benefits but this is a big loss of my hard earned money.

Please help me and guide me to register a case against this company to get my hard earned money back.

Thanks in advance.

Thanks & Regards
Sandeep Rawat