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Aviva India Life Insurance

This is a discussion on Aviva India Life Insurance within the Life Insurance forums, part of the Insurance category; Hi, This is regarding Policy No. "WTG1409736", with Aviva India Life Insurance on My wife name "Kiran". We purchased this ...

  1. #1
    Mukesh Kumar. Guest

    Default Aviva India Life Insurance

    Hi,

    This is regarding Policy No. "WTG1409736", with Aviva India
    Life Insurance on My wife name "Kiran".

    We purchased this Policy in December 2006 as Yearly Premium of Rs.
    12,000/-. We also paid 12,000/- in December 2007. I'm not able to pay
    amount in 2008 due to I'm outside the India that time. Aviva deducted
    approximately 50% of Premium paid as Paid up Value with in not even
    mention in Policy Document.

    Since Last 4 days, I'm following up the Aviva India, but didn't receive
    any response for why they deducted Paid Up amount. This policy was
    wrongly sold to us by Centurion Bank of Punjab, as they told we have to
    pay this policy for 20 Years, but now as I checked with Customer Care
    Executive, that is till 85th Birth of My wife Birthday.

    Can you please help me to resolve this issue?

    Warm Regards,
    Mukesh Kumar

    Technical Lead,

    Oracle - E-Business

    FUJITSU CONSULTING INDIA PRIVATE LIMITED
    Office: +91-120-4050500 Extn: 3401
    Cell: +91-9999480972

  2. #2
    advocate's Avatar
    advocate is offline Moderator
    Join Date
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    Posts
    1,568

    Default

    Dear Mr. Kumar,

    For any query and request for any solution, it's better to write to Co's Head Office. The address is:

    The CMD, Aviva Life Insurance
    5th Floor, JMD Regent Square,
    JMD Regent Square, Gurgaon Mehrauli Road,
    Gurgaon, Haryana - 122001

  3. #3
    Unregistered Guest

    Default Aviva Life long policy cheating

    Hi,

    I am also unfortunatly the Aviva Life Long policy holder(policy number # WTG 1386778).
    I am paying monthly Rs. 4000 and just completed my 3 yrs with this policy.
    So tatal amount I paid is Rs.144000/ .
    Now I want to stop the policy then they are saying that I would get only Rs 80000. Aviva will deduct aroung Rs 70000/- for surender charges. I asked them if I withdraw after 5 yr then I should not pay any surrender charger but they will also deduct some other charges at that time. And also they are not agree to convert it into some other plan. I never had such a bad experience. Aviva is really the biggest cheater.
    I want to sue to Aviva to misguide me, At the time when I opted this policy the agent told me that you can stop the premium after 3 year and also you can convert it to nay other plan.

    PLease suggest what I can do now.. my id is panwar.sachin@gmail.com

    Thanks,
    Sachin Panwar

  4. #4
    Unregistered Guest

    Default Aviva Insurance Problem

    Hi Mukesh,

    I am also in the same boat as you are with Aviva. Similar story, bought policy in 2006 for Locker purposes from
    Centurian Bank and now got stuck with them badly.

    So have you taken any other steps to resolve this?

    -Avnish

    Quote Originally Posted by Mukesh Kumar. View Post
    Hi,

    This is regarding Policy No. "WTG1409736", with Aviva India
    Life Insurance on My wife name "Kiran".

    We purchased this Policy in December 2006 as Yearly Premium of Rs.
    12,000/-. We also paid 12,000/- in December 2007. I'm not able to pay
    amount in 2008 due to I'm outside the India that time. Aviva deducted
    approximately 50% of Premium paid as Paid up Value with in not even
    mention in Policy Document.

    Since Last 4 days, I'm following up the Aviva India, but didn't receive
    any response for why they deducted Paid Up amount. This policy was
    wrongly sold to us by Centurion Bank of Punjab, as they told we have to
    pay this policy for 20 Years, but now as I checked with Customer Care
    Executive, that is till 85th Birth of My wife Birthday.

    Can you please help me to resolve this issue?

    Warm Regards,
    Mukesh Kumar

    Technical Lead,

    Oracle - E-Business

    FUJITSU CONSULTING INDIA PRIVATE LIMITED
    Office: +91-120-4050500 Extn: 3401
    Cell: +91-9999480972

  5. #5
    Prashanto Ghosh Guest

    Default Policy surrender

    As I had apply for the life insurance policy at Aviva Mumbai Mahalaxmi office but due some reason company has stop taking payment after Six quarter payment ( One and Half Year). Company has refund my three quarter Payment and balance three is still with company.

    Sir, you are requested to kindly check above record seriously why tell me why I will get back my money with interest and revert back as early as possible.

    Please note that during last conversation CRO had said minimum One year payment is necessary but you people only refund the three quarter payment out Six quarter payment. First refunding the three payment than you people saying only three quarter payment is showing in the sustem.

    Can you say why I am entitle for my own money with interest because case is pending since 2006

  6. #6
    kapil014 is offline Junior Member
    Join Date
    Jul 2011
    Posts
    1

    Default

    Hi,

    This is regarding Policy No. "WLG1406042", with Aviva India
    Life Insurance on My name "Kapil Sharma".

    We purchased this Policy in 18-Dec-2006 as Yearly Premium of Rs.
    20,000/-. . Now After Comletion of Almost 5 yrs , now i Want to Sell out , but Aviva persons Aksing you Will get Only 80% of Invested Amount ,

    This policy was
    wrongly sold to us by Sales Agent as they told we have to
    pay this policy for 3 Years only , but now as I checked with Customer Care
    Executive, he is telling you have to Cointinue for Atleast 20 yrs ,

    Can you please help me to resolve this issue?

    Warm Regards,
    kapil Sharma
    9962011889

  7. #7
    Unregistered Guest

    Default Aviva: Low on Morale, Fradulent employees

    The company is full of fradulent and cheaters. I don't know why tthe license is not cancelled yet.

  8. #8
    aruna devi Guest

    Default

    sir
    my name is aruna devi and i use aviva life insorence.
    i had paid the money in your ranchi branch but
    reciving off money is not given to me so please help me

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