Dear Sir,
SCSS A/c 78149 : Short Payment of part-qly interest on 01 / 12 / 09
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We wish to draw your attention to the concluding lines of the penultimate para of circular no
SB/R-1313/Cheque/1/2000 dated 14.02.2003 from the Chief Postmaster General : West Bengal
Circle, Yogayog Bhawan : Kolkata - 700 012 reading as under ;
" ... it is further clarified that in all cases including past cases, the date of credit in POSB
scheme should be the date of debit of the cheque from the depositor's account. "
Please note the following :
1. Our cheque for Rs.8 lacs in respect of SCSS A/c no.78149 was debited from our Bank A/c
on 29.07.2009 - that is the date from which 9% interest p.a / part thereof should be counted
and paid and 5 years from that date should be the DATE OF MATURITY OF OUR A/C
ie., 28.07.2014 and not 19.08.2014 as wrongly mentioned by your Mr.Abdul Razzaq
Mollah in the passbook. Kindly have this error rectified at the earliest.Copy of ING Vysya
Bank statement attached.
2.The part interest paid on 01.12.2009 should be for 64 days : July - 3 days ( from 29th to 31st),
August - 31 days & September - 30 days.
3. Interest @9 % p.a on our deposit of Rs.8 lacs works out to Rs.72,000.00 p.a - which divided by
365 days works out to Rs.197.26 per day.Therefore , part interest for 64 days as stated in
2 above should be Rs.197.26 x 64 = Rs.12624.65 , say rounded up to Rs.12625.00 But you
paid us only Rs 8609.00 . In other words , you paid Rs.4016.00 less ( Rs.12625 - Rs.8609).
4. On Thursday, April 01, 2010, we shall come to collect our qly.interest. Shall be grateful
if you kindly advise the person concerned to pay us alongwith with our qly.interest . the
earlier deficit of Rs.4016.00 the same day.
Thanking you ,
Yours faithfully,
( Rita Roy Chowdhury ) ( J.B.Roy Chowdhury)
Encl : Bank Statement
11, Abdul Rasul Avenue , Digantika, 2nd Floor, Kolkata - 700 026


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