My redemption warrants matured on 21.03.2002. I did not receive company communication so that when I was checking my portfolio in April/May 2004 I noticed that I had bonds worth Rs.20000/- . I contacted IDBI and finally they settled the 4 bonds in Nov. 2008, Loss of interest Income for 2 and a half years on Rs. 28400 i.e the redemption amount plus a feeling of getting cheated at the hands of a very reputed institution like IDBI.