Policy no.:005115220
Reference no.:023-891-776
Policy Holder's name:Darshan Harshadbhai Joshi






It is very unfortunate that birla sun life insurance co.'s reply is not satisfactory for us.This case of misselling is not treated by it properly.




I had taken this policy from Vighnaharta Direct Insurance Broking (p) Ltd.I had taken this policy from varun sudh and his contect no is 0 7503615052.


Varun sudh has given wrong commitment about the policy and sold to me.he done the fraud to me.He had said to me for 5 year premium paying term but the actual term is 18 years and i am not able to pay 30,000/-Rs. for 18 years that's for sure.He also say that the policy had mediclaim and accidental benefits but there are nothing like that.No riders were included.When I received this policy and read it then i came to know that there is no inclusion of benefits that were committed by that person to me in this document.When I called him he replied that this document is Dummy and original policy will be received by you after some time.I trust him and waited for few days.In this days i had call him for plenty of times but he replied same thing to me.That is why i had lose freelook period.

Please do needful and reply in positively as soon as possible.

also before 4-5 days back there is a phone call from birla noida
office that if you are felt being cheated by company we will reverse
your ammont within 5 days , seven days alredy passed to that tili bahe
not recd the amount back , but recd a letter which shows rosy word
which is not acceptble i want nothing less than promised by your mr.
varun sud as per below mail , he has misguided me only to pass on the
time of lock in period so that we poor can't surrender the policy in
time and you had a chance to give your inability to give my hard
earened money back.

you can see from my age that i can't pay
the amount for 18 years ,and i am not fool to commit this type of
things to your person of surat aswell as your delhi person mr. varun
sud

they have taken only signature on the form and what they fill in the
same is known to them only we trust their word and suffered ,pl help
us comming out of this.

i am giving the copy to irda also.

darshan joshi