Hello,

I have taken policy named "Invest Gain" of Bajaj Allianz Comp.I received a call from Bajaj Allianz agent "Singh Roy" who convinced me to take policy of "invest gain".He told me that I have to pay very less premium monthly/quarterly/yearly and accidental benefits and sum assured after 25 years .
I placed my conditions that I would take policy if it has the facility to withdraw money or surrender whenever I want.
Agent convinced me that I can Withdraw money anytime.
Now,One year has been completed,Few days back I went to one of Bajaj Allianz Office to surrender this policy and withdraw amount.There I was shocked and felt cheated when the agents,executives told me that "I cannot surrender this policy and also I cannot withdraw amount till the maturity of policy and we cannot help with it" .
This Bajaj Allianz agents and company is a fraud who makes money by convincing people to take policy with the wrong info and benefits.
Now I need the amount which I have invested till one Year.

my policy detil

bajaj allianz life insurance company limited

my policy no-0040542784 dt 28/02/2007

name fariyad khan

product code 75 policy term 20

agent

ic name - sahyog dream mark care ltd.

ic code - 2000000794 stm name ajay bhatnagar

stm code 2120000010

give me saggetion

i have taken policy bajaj alliaz at 2007. i have submitted i ii iii premium and recived recipt of i ii but iii policy recipt is not given by agent while i have full payment of three policy.today surendring my policy iam getting only 4000/payment so please tell us what should do. agent complaint saggetion what do

This is with reference to Aviva Insurnace Traditional plan which I have taken from my hard core earned student scholarship savings.

The insurance Policy suggested to me by when I visited Bank where I hold my saving Bank account by one of their tie up insurance company i.e Aviva Insurance.

1. The agent of Aviva life insurance Named Ms. VIBHA SINGH had access to my account where she can find how much savings I have got in my bank account and sold me aviva Dhan Sanchay plan which had no specific premium due date / single premium plan as feature of insurance product and the same thing has been explained by Ms. VIBHA SINGH.

2. The next year Ms. VIBHA SINGH explained some different thing that your Aviva Dhan sanchay policy has been lapsed as premium is not paid in next year,
Arguing on this line I said her that you have explained when I took this policy there is no premium sue date / single premium method of payment but she convinced me by saying pay next premium and your Aviva Dhan sanchay policy will be renewed.

3. Trusting her suggestion and bank people I signed another document in the impression that my policy will again run smoothly but when I received policy document from Aviva I got surprised by seeing that Ms. VIBHA SINGH sold one more policy by cheating me which had name called AVIVA DHAN VRIDDHI and also mentioned in policy document the name of some other insurance advisor i.e SHOBHA SINGH mobile number -8970468087 Agent id : Y11202336.

4. I'm constantly trying to contact her after this incident but she is neither reachable on her number nor on email id and also in bank where she used to be there.

Request you to look into this matter and provide me help and suggestions.


As it was my hard earned savings i need strong reply to catch hold of that insurance agent and strict action to withhold here insurance licence.


Regards,
Namita Trivedi
namita.trivedi1@gmail.com