Due to persistant persuasion by the officials of a private sector insurance comapny I opted to take an investment policy in the name of my wife since I am overage. My wife was subjected to a detailed Medical Examination. However the company later declined to take up the proposal, citing medical findings although they had already enchased my cheque for substatnatial amount. I protested and informed them that the medical status which they have cited as reasons for rejections was never present and therefore, the medical reports are all wrong and bothced up. I also made my wife to undertake same test at my cost and finding that the report was absolutely clear I sent the same to insurance company along with a certificate of my family Doctor which certified that my wife a perfectly healthy person.

inspite of the above, the insurance company refuses to reconsider the decision. I request the learned memebrs to suggest further line of action