It is a regular practice by the SBI Guwahati beltola branch to decline ECS from LICHF Ltd.So before I apply for ECS from SBI Beltola branch, I told the Beltola Branch manager that please see that my ECS is not declined.The manager assured me of not doing the practice with me but duducted a sum of Rs.100 as ECS
charge.Actually I took a home loan from lich ltd. Panbazar guwahati branch,and after two years of payments by cheques I applied to get the emi deducted by ecs from my salary a/C of sbi guwahati branch in feb.2012 for the month of may 2012 onwards.Accordingly ecs deduction charge of rs.100 was deducted from my a/C.But I was surprised that even after repeated request for not making harasment by declining ecs which is a regular practice with that sbi branch,the bank declined the ecs mendate by the lich ltd. And I had to pay the penealty of rs.250 for the fault of the banking jaints.Please help .


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