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Cancellation letter from icici bank home loan

This is a discussion on Cancellation letter from icici bank home loan within the Home Loan forums, part of the Loan category; Dear Sir, My loan application number is 7778911947 Loan taken from Icici bank, tilan road, Gharkopar east Sales Manager name ...

  1. #1
    vishal29833 is offline Junior Member
    Join Date
    Jan 2012
    Posts
    1

    Thumbs down Cancellation letter from icici bank home loan

    Dear Sir,
    My loan application number is 7778911947
    Loan taken from Icici bank, tilan road, Gharkopar east
    Sales Manager name - Abhijit Sanap
    Mobile - 7738064173
    Credit manager name - Mahavir Jhalaria
    I applied for Icici bank home loand. I was given a pre sanction loan letter of Rs 2300000/- However I told them that i want to cancel the same for Two reason
    1) Miss- selling, i was given commitment of Rs 2700000 however loan sanction of Rs 2300000
    2) Not happy with their turn around time and bad service.
    I told them to issue me a cancellation letter stating that the offer that they gave me is withdrawn. But they are not willing to give me the same.
    They are telling that they don't have any such process of issuing cancellation letter for pre sanction loan. They have incorporated this details in CIBIL saying that I have taken loan of Rs 2700000/-.
    Because of this no bank is issuing me a loan.
    Other bank is asking for cancellation letter from ICICI bank. But icici bank is not giving me cancellation letter.
    The sales manager proudly says me , we don't have any such process, No point in debating this issue.
    Please help

    Regards
    Vishal Prabhu
    9920077692

  2. #2
    veritastheteam is offline Senior Member
    Join Date
    Sep 2011
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    Default

    Your Credit Information Bureau (Cibil) credit information report(CIR), other than your income, is the single most important tool used by a lender to evaluate your application for any loan or credit card application. Naturally, it's important that you understand yourCibilCIR and what it takes to maintain a credit history, so that it is viewed favourably by lenders.
    We providing assistance on behalf of the client to get CIBIL report.
    Please not we neither working on behalf of CIBIL nor any other government department.
    We are Independent financial advisors.
    Our serivices includes
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    or more information please visit at

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    VISIT:CIBIL ( credit report and score ) help and advice 079-40099917

  3. #3
    ICICI Bank Care is offline Senior Member
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    Hi Vishal,

    We are sorry to hear about your experience. We have made a note of your mobile number. We'll contact you and work to address your issue at the earliest.

    Regards,
    ICICI Bank Customer Service Team

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