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IMPORTANT-HDFC home loan- 516639787-Cheat customer

This is a discussion on IMPORTANT-HDFC home loan- 516639787-Cheat customer within the Home Loan forums, part of the Loan category; Hi All, My name is Haris Khwaja Mohammed I am working in Gurgaon.(Really shocked, surprised and depressed with HDFC) I ...

  1. #1
    haris.khwaja is offline Junior Member
    Join Date
    Jan 2012
    Posts
    1

    Default IMPORTANT-HDFC home loan- 516639787-Cheat customer

    Hi All,

    My name is Haris Khwaja Mohammed I am working in Gurgaon.(Really shocked, surprised and depressed with HDFC)

    I have a Home loan with HDFC LTD-Account- 516639787 for the amount of Rs 510000 from lucknow. Being an honest customer I have been paying my Emi on time for the last 3 years.
    My interest rate was Initially 10.2% , slowly and gradually as the rates go higher HDFC increased my ROI to 11% to 13.5 % as of today. There was no intimation from the bank to me that the Interest Rates has been modified.
    After three years , Somehow a source of mine told that the current ROI is 10.75% with HDFC and I am paying a very high ROI.
    “IT SHOULD BE THE REPONSIBILITY OF THE BANK TO REVISE THE ROI AS PER THE RBI REGULATION WHILE INCREASING OR DECREASING.”

    When I checked with HDFC bank in Gurgaon Mehrauli road First India place they said they will convert the rate of interest however I have to Rs 2159 as processing fees.
    I have paid them the amount however my query remain there as “Bank has increased the ROI as per their current rate last year(without notifying me) and charged me nothing however when the ROI has gone down they want me to pay them to revise the rate to their current rate i.e 10.75%” is this a joke.

    More over they have no answer to this question and doesn’t entertain such talks.

    I would really never do any business with HDFC again. They only rob citizen of their own nation .Complete Bhrashtrachar!!!

    Regards
    Haris Khwaja
    9873319430

  2. #2
    Lexus is offline Junior Member
    Join Date
    Feb 2012
    Posts
    7

    Exclamation

    Robbing , harassing, mis handling of services etc are part and parcel of Indian banking system which lacks professionalism,time bound service and customer friendly atmosphere. I have worst news about banks like HDFC who are serious security threat to NRI and local customers. This bank has no procedural machinery in place to handle personal information with professionalism. Your personal info like passport, phone, company documents, ID cards, financial documents, certificates, your address history, family info all vital info are open to staff of all levels, peons, trainees, private agents, couriers, third party and more. It can pose serious security threat to individual and family. This matter was reported to Aditya Puri chairman , but he chose not to address this issue, as he feels it is not so important for Indian context. People working under him at managerial level have not much concern as they find these things very silly. While HDFC claims it is strongest bank in Asia. Aditya puri is simply running this bank in typical lala style while other public sector bank here work in Babu style. Eventually customers are losers with their own money,while these bunch of jokers enjoy free vacation, luxury, cars and air conditioned offices. India is still lacking in basic human values and respect.
    Last edited by Lexus; 02-02-2012 at 11:56 PM.

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