Even i am facing the same problem with Kotak Home Finance complaint. They are replying they have not got any intimation from RBI regarding this. At one side, the RBI is increasing interest rate by more than 3%, and its not implementing the rules properly, making the genuine customers who are willing to pay the loan properly suffer.
If have got any solution to this problem, please let me know. My contacts, Rajesh - 09283701460 and email: firstname.lastname@example.org