Hi,

While applying for personal loan from Bank Of Baroda Sangamner branch, I have specifically gave instructions to keep my EMI date as 7th of every month. But when the loan got disbursed the EMI date was 1st of every month.

Its not convenient for me to keep such date as my salary gets credited on 3rdth of every month. When I inquired about the change in EMI date, then I come to know that the Bank of Baroda takes decision about the EMI date.

So now I want to raise this issue with RBI ombudsman.
How can the bank decide the EMI date, let the customer decide it. They choose such a date that
the customer will definitely default on some or other EMI & will be charged.

I am a previledge customer of the bank, if I get such treatment then other ordinary customer will definitely treated bad.

Thanx & Regards,
Kuldeep.