Hello,

This is Kinshuk Mandal from Cognizant Technology Solutions, Kolkata. This is regarding file number : 861261. Things have compelled me to post this thread in order to draw the attention of the concerned authorities. I have applied for a home loan in mid June this year. Initially I have been told frequently to complete my proceedings ASAP in order to make the approval quickly. I have completed the steps almost 1.5 months back and still the process is being pending by the bank (HDFC bank, Jiban Dweep branch). Each time I approahed them, they provide different logics every time. I have paid all the required payments and things are about to complete (as stated by the bank personnal). Last time one of the bank employee (Name: Amit Roy) has forced me to withdraw the application as he found some technical faults in the process. They have raised the concern that, why the flat I have applied for is remained unsold for 3 years? From the very beginning it has been communicated that, the flat I am applying for is 3/4 years old and remain unsold due to completion of inner furnishing. In a situation like this, I have couple of concerns.

1. Why HDFC Ltd. has forced me to pay all the required payments and completed 90% steps even though they were aware of the fact that they are raising now (the flat is 3/4 years old)?
2. How come a senior employee like Amit Roy can force me to withdraw the registration?

Looking forward...