I have taken a housing loan Rs.1.75 Lakh from State Bank of India-Asansole(west Bengal) in the year 1998.I have paid most part of the loan against EMI and requested SBI that the reamining part of the loan ie.Rs40,000 may be adjusted from my security deposit which has been kept with the bank.I have written several letter to SBI Branch,Head office at Kolkata and Mumbai at all level since last one year.But unfortunately no action has been taken by SBI till date.I am facing finanacial loss due to this. I request you kindly advive me wheteher I can take any legal action against the bank through consumer court or not.Thanks.