Dear Sir
Please note that I had applied for Home Loan from HDFC bank ltd,Home Loans at Lohiya Nagar, Ghaziabad office for one property (Flat) at Panchsheel Primrose,Hapur Road Ghaziabad.When bank personnel asked me to confirm the loan,I asked him to suspend the activities as I had doubt of Builder's commitment on delivery/possesion.
Later on theit representative had asked me to continue the processing as he advised me for looking other property for which he told me that the same file would be transfered.
Then, I looked to purchase a flat at Gaur Home Elegante Flat at Govindpuram in Ghaziabad.The bank agreed to sanction a loan of 85% of the booking amount =Rs. 1555000/- (File No.587414961)
Forwhich,I had paid Rs.8708/- to the bank.After their technical verification,Bank has found that it can sanction only construction linked plan although,in application we had asked for Cash Down Payment.
Due to the same, we had to cancel the deal with HDFC home loans.Now after that bank's manager, Mr.Ajay Sachdewa had agreed to pay back us full processing fee of Rs.8708/-
But when I received the cheque,it had only 50% of Rs.8708/-.
When asked about this to bank, Mr.Sachdewa told me that the amount has been deducted in context of processing which I assume has not been there as they did nothing except technical verification which can never cost to the pocket of citizen of india until loan is sanctioned.
I request you to look into the matter & give me justice.