Hi,
I took a home loan from HDFC at floating rate, 5 years back. I have been paying the EMIs regularly.
Even after paying for 5 years, the principal payment is just about 7%, while I have huge interest payment.

Now I plan to sell the house as I cannot continue with the huge EMIs (high ROI). HDFC is charging 2% prepayment fees even if I sell and prepay them the amount, or the same loan is transferred to the new buyer.

Can you help suggest a way to avoid this charge.

Thanks