Hi All,

I have requested for a homeloan fromSBI and today morning got a call from Bank Manager that against my name there is already a loan for for an amount of 1.35 Lakhs.

He toldme that he got this info from CIBIL and he toldme that until I re-pay this amount he cannot sanctioned any loan.

I have not taken any loan and even I dont have any outstanding credit card payment.
I am yet to get the Cibil report from him.

Would like to know whether the CIBIL report will carry all the information on to whom I need to pay 1.35 Lakh and against what this amount is reflected etc etc ?

As I have not taken any loan would like to know how to handle this issue ?
Any one have any prior exp like this ?

Regards,
Valliappan