Hi,

I had availed housing loan from IDBI Bank in year 2005, in the last 36 months my track record is clean, now I approched for top up loan IDBI is refusing to provide further loan as I had defulted in payment but I have never kept any outstanidng balance for more than 15 days.

What can I do to get top up loan? Are there any RBI norms that bank can't refuse a loan to exisitng customer?

Please guide.

Regards,

Anil....