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ICICI home loan - fraud by bank

This is a discussion on ICICI home loan - fraud by bank within the Home Loan forums, part of the Loan category; ICICI - fraud of stealing money from my account I am currently writing as a highly dissatisfied customer. I tried ...

  1. #1
    rishi.garfield is offline Junior Member
    Join Date
    Dec 2009
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    1

    Angry ICICI home loan - fraud by bank

    ICICI - fraud of stealing money from my account

    I am currently writing as a highly dissatisfied customer. I tried to call 28307777 to solve my problem. The executive could not solve my problem so I asked him to connect to a senior official but he actually had the guts to disconnect the phone.

    In the month of Dec 09 apart from my EMI of 22,199/- an extra amount of 1,063/- has been deducted from my account.

    Whenever I have called their help line I have been told different reasons for this.


    1) First I was told that this amount was deducted becasue I had applied for a foreclosure (and then withdrawn it) and because of this the EMI was delayed and the amount if 1063 was related to late payment charges. This is a clear lie as I have not applied for any foreclosure.



    2) Today I was told that this amount of 1063/- is related to an overdue amount of March 2008. This is ridiculous. Is ICICI bank so inefficient that it is remembering to collect overdue amounts after 19 months ??? This is a clear fraud by ICICI bank!!!

    And even if it is related to an overdue amount then how come I was informed about this in advance before deducting such an amount from my account.

    I am surprised at the low level of service provided by ICICI bank

    - Rishi B

  2. #2
    Unregistered Guest

    Default

    Hi,
    Send details of your account and complaint to muralidharan.sethuraman@icicihfc.com. He would be able to give solution.





    Quote Originally Posted by rishi.garfield View Post
    ICICI - fraud of stealing money from my account

    I am currently writing as a highly dissatisfied customer. I tried to call 28307777 to solve my problem. The executive could not solve my problem so I asked him to connect to a senior official but he actually had the guts to disconnect the phone.

    In the month of Dec 09 apart from my EMI of 22,199/- an extra amount of 1,063/- has been deducted from my account.

    Whenever I have called their help line I have been told different reasons for this.


    1) First I was told that this amount was deducted becasue I had applied for a foreclosure (and then withdrawn it) and because of this the EMI was delayed and the amount if 1063 was related to late payment charges. This is a clear lie as I have not applied for any foreclosure.



    2) Today I was told that this amount of 1063/- is related to an overdue amount of March 2008. This is ridiculous. Is ICICI bank so inefficient that it is remembering to collect overdue amounts after 19 months ??? This is a clear fraud by ICICI bank!!!

    And even if it is related to an overdue amount then how come I was informed about this in advance before deducting such an amount from my account.

    I am surprised at the low level of service provided by ICICI bank

    - Rishi B

  3. #3
    ICICI Bank Care is offline Senior Member
    Join Date
    Sep 2009
    Posts
    1,279

    Default

    Quote Originally Posted by rishi.garfield View Post
    ICICI - fraud of stealing money from my account

    I am currently writing as a highly dissatisfied customer. I tried to call 28307777 to solve my problem. The executive could not solve my problem so I asked him to connect to a senior official but he actually had the guts to disconnect the phone.

    In the month of Dec 09 apart from my EMI of 22,199/- an extra amount of 1,063/- has been deducted from my account.

    Whenever I have called their help line I have been told different reasons for this.


    1) First I was told that this amount was deducted becasue I had applied for a foreclosure (and then withdrawn it) and because of this the EMI was delayed and the amount if 1063 was related to late payment charges. This is a clear lie as I have not applied for any foreclosure.



    2) Today I was told that this amount of 1063/- is related to an overdue amount of March 2008. This is ridiculous. Is ICICI bank so inefficient that it is remembering to collect overdue amounts after 19 months ??? This is a clear fraud by ICICI bank!!!

    And even if it is related to an overdue amount then how come I was informed about this in advance before deducting such an amount from my account.

    I am surprised at the low level of service provided by ICICI bank

    - Rishi B
    Dear Rishi,

    We're sorry to hear about your experience.
    Please write to us with your contact details and loan account number at care@icicibank.com. We'll contact you and work to address your issue.

    Regards,
    ICICI Customer Service Team.

  4. #4
    Unregistered Guest

    Default NO ICICI Online Home Loan account

    When are we planning to give online facility for home loans FROM ICICI so that we can manage it ourself. HDFC bank has already provided to its customers. Any idea when ICICI bank will provide and come up with such facility.

    Many of my friends switched and planning to switch to HDFC because of this great facility they have provided.

  5. #5
    Unregistered Guest

    Default No icici online home loan account facility

    When are we planning to give online facility for home loans FROM ICICI so that we can manage it ourself. HDFC bank has already provided to its customers. Any idea when ICICI bank will provide and come up with such facility.

    Many of my friends switched and planning to switch to HDFC because of this great facility they have provided.

  6. #6
    ICICI Bank Care is offline Senior Member
    Join Date
    Sep 2009
    Posts
    1,279

    Default

    Quote Originally Posted by Unregistered View Post
    When are we planning to give online facility for home loans FROM ICICI so that we can manage it ourself. HDFC bank has already provided to its customers. Any idea when ICICI bank will provide and come up with such facility.

    Many of my friends switched and planning to switch to HDFC because of this great facility they have provided.
    Dear Sir,

    Online facility is available for home loan accounts to view statement of account, amortization schedule and income tax statement.

    Please write to care@icicibank.com with your specific query and contact details (Subject line: UID 155941).

    Regards,
    ICICI Customer Service Team.

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