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HDFC Home loan Processing Fee Complan

This is a discussion on HDFC Home loan Processing Fee Complan within the Home Loan forums, part of the Loan category; Dear Sir, I am a central government employee. Please see my request that I sent letter to HDFc House, Pune ...

  1. #1
    Unregistered Guest

    Default HDFC Home loan Processing Fee Complan

    Dear Sir,

    I am a central government employee. Please see my request that I sent letter to HDFc House, Pune and also to Nodal Officer (Mr. N. Mistry), HDFC (Maharashtra & Goa) requesting to Refund of Home Loan Processing Fee (Rs. 12091.00) but not received any reply from Bank so far.

    Please suggest me before taking any action. eagerly waiting for your reply.
    -Dr. G Mukherjee, Pune


    Dated. September 29, 2009

    TO
    THE NODAL OFFICER
    Maharashtra & Goa
    HDFC LIMITED


    Subject: Request for refund of Home Loan processing fee

    Dear Sir,

    In reference to HDFC IN PRINCIPLE LOAN APPROVAL - File No: 237557369/IB dated 19 May 2009, this is to inform you that I would not be able to avail Home loan from HDFC due to some unavoidable circumstances.

    I have received only the In-Principle approval letter and so far no sanction letter has been issued by the bank and no disbursement has been done.

    Therefore, I would like to request you to refund the amount of Rs. 12091.00 that was paid by me through cheque to HDFC as processing fee.

    The cheque details are as follows:

    ICICI Cheque No. 608638

    Dated: May 14, 2009

    Amount: Rs. 12,091.00

    Waiting for a satisfactory reply from you.

    Regards,

    Dr. Gunjan Mukherjee
    ARI, Government of India

  2. #2
    sridro Guest

    Angry why is Legala and technical fee non refundable

    Dear Sir,

    i have applied for home loan balance transfer with ING Vysya bank. i was charged with loan processing fee and the loan was not processed because of Legala and technical issue. so my first question here is
    when i took my loan intially with GIC housing finance how did i get the loan? how come my apartment was leagal and technical compliant.
    Secoondly why should customers pay for BPS if it is fault of Builder. how do a common man know all the BPS rules and moreover BPS rule came into picture after i purchased the house.
    fine i am ok if my loan transfer to other bank is not processed but the why do i need to pay for processing fee if the loan is not processed at all.
    here are the detaisl of my loan transfer
    Bank - ING Vysya hyderabad
    Manager Contact number - 9010079888(Ravi)
    Mail Conversation



    Dear Sir,
    Greetings from ING Vysya Bank.
    We would like to inform you as legal and technical is done according policy we cannot refund the Processing Fee.
    Please write to us for any more assistance. We will be glad to serve you.







    -----Original Message-----
    From: Srinivas.Dronamraju@wellsfargo.com [mailto:Srinivas.Dronamraju@wellsfargo.com]
    Sent: Wednesday, October 21, 2009 5:03 PM
    To: CF CARE
    Subject: Request for refund of processing fee
    I have applied for home loan balance transfer at ing Vysya bank. Currently my home loan is with GIC housing finance i.e of 13,00000/-. In order to merge my home loan and my ING vysya’s personal loan # 7000PL913459 of 300000/-, I applied for a home loan balance transfer with top up so as to close the personal loan and consolidate the entire thing as a home loan at ING. For this process I was charged 5515/- Rs but the loan is not processed because of some legal and technical obligations. I have written a letter to the manager for retrieval of the processing fee as BT of my loan didn’t happened but still there is no action taken on it. Could you please get me the money refund as I was told that I will be charged only if the balance Transfer is processed.
    Few details of the above transaction

    Amount was deducted from my HDFC bank account number 05451610181581
    Amount deducted – 5515/-
    Date of transaction – 11 jun 2009
    Cheque/Ref. No – 000000501311

    Please find the bank statement screenshot attached.

    People involved from ING Vysya
    Executive – Mrs Valli – 9866577337
    Manager – Mr Ravi – 9010079888

    Please let me know if any further info is required from my end

  3. #3
    Interlink Insurance Guest

    Default Non refund of Processing Fee by HDFC Bank

    We applied for Loan against property to HDFC Bank but they have not communicated final approval of loan. In the process they have recovered processing fee of Rs. 5.50 lacs. We are chasing up with them for refund.

  4. #4
    sarabjeet singh Guest

    Default Urgent Home loan file No: 601041842

    Hi To whosoever it may concern,

    This is to inform you that home loan file no. 601041842 has been registered in your bank in which Rs.10 LK was requested but only Rs.6 LK is approved just because of the reason that my salary slip states that I am into my provision for 'Muthoot Fincorp.

    This is to bring under your kind notice that as per my company’s policy no one in termed as permanent employee in the entire north zone irrespective of how many years the person had spent and I am with this organization with more than one year and holding Training officer’s designation which is not less than a reliable resource.
    Also I would like to say you that my wife who is primary holder under this deal is having her salary account with your bank from more than 4 years along with that we have been issued with two credit cards as well whose history has been maintained very well.

    Request you to please look into the matter if the entire amount of Rs 10Lk can be issued or else it is of no use for us.
    If the entire amount cannot be sanctioned request you to please return back the processing fees of Rs. 5,515 which has been already withdrawn under cheque no.107049

    Thanks for all your support and co-operation.
    Thanks & regards,

    Sarabjeet Singh

  5. #5
    ravindra singh sengar Guest

    Default For intimation a/c no 536302715-indore

    Sir,
    i have doubt to my dues, pls explain my dues for 30/4/2011 and reply me soon .

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