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As defaulter in CIBIL Account

This is a discussion on As defaulter in CIBIL Account within the Home Loan forums, part of the Loan category; Sir, I had availed Home Loan from LICHFL for Ludhiana in the year 2002. My loan A/c No is 50402071. ...

  1. #1
    sethiavtar is offline Junior Member
    Join Date
    Oct 2009
    Posts
    1

    Default As defaulter in CIBIL Account

    Sir,

    I had availed Home Loan from LICHFL for Ludhiana in the year 2002. My loan A/c No is 50402071. Due outbreak of fire in my factory I was not in position to pay the installments on due dates. But I paid the total outstanding amount in Oct 2005 alongwith all the charges and surcharges. I was given No Due certificate by the concerned officer at ludhiana. But my name is still present in CIBIL Account as a defaulter. It should have been removed from the defaulters with in one month after the full & final payment. Could you please sugess me what to do.

    Thanks
    Your truly,
    Avtar Singh sethi

  2. #2
    divyamaheshwari is offline Junior Member
    Join Date
    Oct 2011
    Posts
    1

    Default Comlaint against CIBIL

    Hi,

    This is my complaint against CIBIL.

    2 Years back i am using the credit card of Barclays bank. Then I went to US and when i came back they have added some irrelevant changes on my credit card while already i have places a request to close the card. But they Did not closed ir. Then i asked them to done the settlement so I give him the amount which is told by them and they give me no due certificate. But still When i applying for a loan it is displaying that your name is coming in cibil.
    So please suggest me what should i do now because i am no able to take that loan

    Thanks
    Divya

  3. #3
    pradeep0579 is offline Junior Member
    Join Date
    Oct 2011
    Posts
    2

    Default No any loan or credit card any outstanding dues

    I (PRADEEP KUMAR) my D.O.B:05/04/1979, PAN No.AYDPK7047C, ADDRESS. H NO 38, VILL KAMI ,DISTT SONIPAT,HARYANA, 131001, INDIA .mobile no.9540581919.I Applied for car loan in STATE BANK OF INDIA , VIJAY NAGAR BRANCH NEW DELHI. They had taken my name CIBIL report but in that report reflecting CREDIT CARD PAYMENT OVERDUE AMMOUNT IS more then RS. 6,00,000\- written off but i have no any CREDIT CARD conformal for any bank.But for cibil report they not disclose any credit card no and name of the banks to issuer the credit card.And my name is also reflect as a granter some one taking a lone (business lone) for amount 4.20,000/- on 20/03/2002 . but cibil report they not disclose the Name , address for the persons how take a business lone and also not disclose which bank is issue this business lone .In my past i have not taking any lone and also i am not a granter for any lone for any bank.So irequest to cibil to please provide me the full details for that person how is use the credit cards and business lone. As soon as posibal for my mail pradeep0579@gmail.com

  4. #4
    Join Date
    Jul 2011
    Posts
    30

    Default

    for guidance. legal help write to brian soans. he is a activist who fights cibil... write to : brian_niel @yahoo.co.in
    he will guide you and help you as he helped me also
    he has been instrumental in correcting cibil records in 3 months time by using his technolegal expertise. I had also faced problems from cibil and had suffered for 2 years till i met this person. he is against cibil and banks who use cibil as blackmailing medium to collect double the payment borrowed

  5. #5
    anil.jao11112gmail.com Guest

    Default non-clearance in cibil report creating problem in education loan.

    Against SBI credit card no.4006661017173555-619 and 4006661017173563-215. SBI has wrongly shown balance of Rs.19709 against me.Due to.this cibil report a bank has denied education loan of my daughter which is most urgent. I am trying with SBI to remove this undue amount against me. SBI has also send me a e-mail on 28-10-11 that there is no dues against me. But SBI is still not clear my cibil report which has created education loan problem to me. My address is ANil Mehrotra E-5/37, Rajajipuram, Lucknow. PAN NO. ACCPM4064A.mobile no. 8795811112. I am complaining to SBI services in written and through e-mail to services.sbicard@ge.com since 18-10-2011. Pl. treat this most urgent and help me.

  6. #6
    Unregistered Guest

    Default ronit_yad@yahoo.in

    We are activist who fights against cibil we will guide you and help you in correcting your cibil records in 4 to 5 months by using your expertise.we are against cibil and banks who are blackmailing peoples.
    for guidance legal help write us.

    Regards
    Ronit
    Ronit_yad@yahoo.in

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