I am a credit card holder from last 5 yrs. Due icici bank delays one payment in the 5 yr period was delayed.
Result : 10 phone calls for the next month to pay. ammount delayed 15600 Rs
cheque immediately dropped for the ammount not encashed.
confirmed reciept of cheque, call again for payment on the ugadi festival at 3 pm
ammount paid personally siting at bank and issueing another cheque, looked at my account and seen the ammount passed. again reminder in the mobile 4 times.
Declined payment of Rs 370 for all this and when i call customer care a simple sorry.
I donot think ICICI credit card div is capable of handling this business, except charging hefty interests for non payment and harrasing people with unwanted telephones.
I have even gone to the extent of taking them to court but no use with them.
Simple thing to do: THROW THE CREDIT CARD TO DUSTBIN , AND USE CARDS WHICH ARE CAPABLE OF HANDLING.


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