I had Credit Card and EMI Card of ICICI Bank that I use till 2009.
And also paid full amount to them what every due on these cards, but now I have check my CIBIL report
and I can see these card are showing amount due in it,
Please let me know what I can do on this.
who will pay off my 3 years bad record?
Now I need to apply for HOME loan will I get it?


Already put a complain in CIBIL (that they said will resolve with in a month and also flow up with ICICI Bank for the same)


CIBIL Dispute No : D051200948
Date : 14-05-2012


but till now nothing happen


Account 1)
Member Name: ICICI Bank,
Account Number: 4477478301258004,
Current Balance: 41,308/-,
Last payment date:23-02-2009 as per CIBIL report.
But the correct current balance is :0.00/- as I have check my account details with ICICI Bank


Account 2)
Member Name: ICICI bank,
Account Number : 4477462097508004,
Current Balance : 8,417/-
Last payment Date: 23-02-2009 as per CIBIL report.
But the correct current balance is : 0.00/- as I have check my account details with ICICI bank


And according to ICICI bank they send Credit detail to CIBIL every month.



more over why CIBIL ask to buy credit score every time?
even its their mistake for that also you have to pay?
are they doing business? by create wrong report/not updating them and then selling them again and again?



Thanks,
Hardeep
7507266770