Dear sir,

I had a citi bank credit card bearing no - 5546199447293010 in year 2001 ,

I paid the total amount due of Rs.14000/- through SBI cheque no 061130 on 19April2004.

Even though total due paid ,I didnt got any NOC from Citi bank,

and after the closure of the said credit card, I had tacken a personal loan of One lac rupees from same Citi Bank in year 2004 and the loan has been closed and I got Personal loan closing letter also.

BUT STILL CITI BANK KEPT MY NAME IN CIBIL

Please help me to get NOC from this Citi Bank.

Thanks
Malyadri.V
ph-09736001266

Hi Sir/Madom,
Please note that I have cleared the total payment on this card in the year 2005 and got it closed. But suddenly last month after 5 years it has appeared in the CIBIL system with the status SETTLED because of which my home loan got struck. I tried calling the Citi bank collection team but there is no response at all and also they do not bothered to reply to the emails that I have sent to them.
I am writing this to consumer forum after getting frustrated and losing hope on Citi bank.

Please help me to get this case resolved as early as possible.
Card Number: 4550 3877 5143 2003
Regards,
Ravinder
Mobile:9701819998.

Hello Sir/Madam,

Good Morning, 5 years back I had a Citibank Credit Card (Credit Card # 5425 5698 5019 0000) issued on October, 2005 with credit limit of Rs.14000/- which was linked with a Citibank salary account. I made so many transactions and paid outstanding so many times to Citibank. In 2006 my grandmother was very ill so I go back my home town with bag and baggage, unfortunately at that point of time I was not able to paid remaining outstanding of approx Rs.11,000/-. I came back to Delhi after 2 years in May, 2007 and got job in June, 2007 and opened another new salary account in Citibank (Citibank account# 5121104228), because previous account had been closed.

Now, Citibank debited 10,607.65 from my Citibank salary account (account# 5121104228) on 31-May-2010 without any prior notice/information.

Citibank made 11,000/- to 96,000/- includes very high interest rate and additional charges. I am a service class person and having family of 5 members including 11 months old baby girl, how I can pay back 96,000 to Citibank against 11,000. Since Citibank started to debit credit card’s outstanding from my Citibank salary account so, I am struggling to fulfill basic needs or bread and butter with remaining amount of my salary after deduction.Please help me to get this case resolved as early as possible

I have not enclosed any documents as a proof, because I don't have any documents. I have taken all the information related to credit cards from Citibank customer service.

Best regards,
Amardeep Kumar
9582079779

My Address:
A-742, Jahangir Puri, Delhi – 110033

i wanted a emi plans for my two credit cards as i m nt in the position to pay the whole amount in one shot.so i called up citibank.they offered me a plan took some post dated cheques and refused to give anmy settlement neither did they return my cheques.i have all the documents

1. C.Muralidhar,

S/o Late Shri.N.Chinnakannan,

Aged about 45 yrs,

R/at F # 101, Grulakshmi Residency,

#185, 6th Main, Grulakshmi Layout,

II Stage, Kamala Nagar,

Bangalore – 560 079.

…. Complainant.

V/s



Citi Bank,

Global Consumer Bank,

102-104, Prestige Merdian 2,

30, Mahatma Gandhi Road,

Bangalore – 560 001.

…. Opposite Party

Sir,
I have taken credit card loan from your bank but till today I have no I have paid almost 3/4 of the premium i.e. EMI but till today I have not received any statment of loan account and the balance of loan. kindly send the same at your earliest. Thanking you, With Regards. Chandrashekhar B S

Hi Team ,

I had a savings account with Citibank with Ready credit facility . 3 years back I closed the Ready credit account . the Rep from citibank offered me lesser amount for settlement , I thought that would be all and paid it . but after 3 years when I applied for a loan it got rejected saying that I have an outstanding of Rs 25808 with citibank that was a shocker for me . but even then some how found out the citibank recovery dept and paid the amount mentioned above full in cash. in October 2010 .

In December when I requested CIBIL for my credit report .I see Rs 25808 is still showing as outstanding amount . Request you all to look int it and do the needfull

Name :Maheshkumar S
A/C Number :0762838807

Regards

Mahesh

This is Anshul Gupta(8147730747). I have a CitiBank suvidha salary account. I had applied for citibank rewards credit card via Citbanks telephonic channel Ref no-11090585466. These people, took 10 days for verification and rejected my application by saying that they have had found "particulars filled by me" to be not compliant. So, I called their so called 24x7 customer service center and asked them about the status. The guy told me that "Sir, your home address is in unsearchable area". I asked that smart guy to please forward my call to his very efficient manager Mr. Rajesh(Citi Credit Card Customer Service). I told him that, this is the problem, kindly help me to resolve it. He told me that I am living in a rented house, with my colleagues. We need you to have your family, to verify your home address. You cannot apply for a credit card for next 6 months because you are a bachelor. This means that being an employee of a premier corporate as well as being an graduate from premier institution ,IIT, and also after having an salary account with them, they considered me as a future defaulter. So , Is this is the way of treating your present account holder? Now, I am really exasperated. The funniest part in this complaint is that " A account holder is not getting a card". I don't know that how come in 6 month I am going to buy a property where I will be living with my family. Please throw some light on this issue or contact me with a solution.

With reference to appended complaint no one from citibank has tried to contact me. Please provide me wit the solution to the appended complaint.

-Anshul
Mobile-0091-8147730747

"This is Anshul Gupta(8147730747). I have a CitiBank suvidha salary account. I had applied for citibank rewards credit card via Citbanks telephonic channel Ref no-11090585466. These people, took 10 days for verification and rejected my application by saying that they have had found "particulars filled by me" to be not compliant. So, I called their so called 24x7 customer service center and asked them about the status. The guy told me that "Sir, your home address is in unsearchable area". I asked that smart guy to please forward my call to his very efficient manager Mr. Rajesh(Citi Credit Card Customer Service). I told him that, this is the problem, kindly help me to resolve it. He told me that I am living in a rented house, with my colleagues. We need you to have your family, to verify your home address. You cannot apply for a credit card for next 6 months because you are a bachelor. This means that being an employee of a premier corporate as well as being an graduate from premier institution ,IIT, and also after having an salary account with them, they considered me as a future defaulter. So , Is this is the way of treating your present account holder? Now, I am really exasperated. The funniest part in this complaint is that " A account holder is not getting a card". I don't know that how come in 6 month I am going to buy a property where I will be living with my family. Please throw some light on this issue or contact me with a solution."

Hi,

I was using Citi Bank Credit Card since 2008 and it was supposed to be expire on Feb, 2011. I was in Malaysia from Jun, 2010 till Sep, 2012. Citibank was sending statements to incorrect email ID so I used to refer their net banking for checking the statement and paid the amount. I paid the amount for Feb statement generated on Feb 21. However there was a transaction of 1014 on Feb 27 which realized in March first week. However net banking was stopped by Citibank on 1st March. So i missed that payment. After I came back to India, I applied for a personal loan with Citibank. It was rejected and they informed me about the pending payment. I made the payment on 1st Dec to collection officer sent by bank as suggested by Customer Care. They issued me a letter saying that CIBIL records will be updated within 60 days of payment. I sent them queries to make sure that my updated status is sent as committed by Citibank. Two scheduled updates have been sent by Citibank to CIBIL dated 21st Dec, 2011 and 21st Jan, 2012. However my details are still not updated by them. Please suggest me what action should I take.

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